Insurance Requirements: Salt Lake City vs West Jordan
How do insurance requirements rules compare between Salt Lake City, UT and West Jordan, UT?
West Jordan has fewer restrictions than Salt Lake City.
Salt Lake City, UT
Salt Lake County
Salt Lake City requires $1,000,000 liability insurance per SLC Code Chapter 5.90 for all short-term rentals. Proof of coverage is submitted with conditional use permit and business license applications.
View full Salt Lake City rules →West Jordan, UT
Salt Lake County
West Jordan does not publish a specific STR insurance mandate, but operators should carry commercial or short-term rental liability coverage since standard homeowners policies typically exclude rental activity.
View full West Jordan rules →Key Facts Comparison
| Fact | Salt Lake City | West Jordan |
|---|---|---|
| Minimum Coverage | $1,000,000 liability | - |
| Code Section | SLC 5.90.070 | - |
| Certificate Type | ACORD, annual renewal | - |
| Platform Coverage | Not sufficient alone | - |
| Lapse Result | License suspension | - |
| Fact | - | No city-mandated minimum coverage |
Highlighted rows indicate differences between cities.
Salt Lake City FAQ
Does Airbnb's AirCover satisfy SLC's insurance requirement?
No. SLC requires a standalone $1M commercial general liability policy with certificate of insurance. Platform coverage is supplemental only.
Will my homeowners policy cover an STR?
Usually not. Most homeowner policies exclude business use. You'll need an STR endorsement or a commercial policy to comply with §5.90.070.
West Jordan FAQ
Is AirCover enough?
No. AirCover is supplemental and has exclusions; carry dedicated STR liability insurance.
What if a guest is injured?
Without proper coverage, the operator is personally liable; verify your policy covers commercial lodging use.
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