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🏘️ HOA Rules/Assessment & Dues

San Antonio vs Universal City

How do assessment & dues rules compare between San Antonio, TX and Universal City, TX?

San Antonio and Universal City have similar restriction levels.

San Antonio, TX

Bexar County

Heavy Restrictions

Texas Property Code Chapter 209 governs HOA assessments and liens. Associations with 15 or more lots must offer payment plans for overdue assessments (minimum 3-month term). Before filing a lien, the HOA must send a written notice allowing at least 30 days to cure. HOAs may foreclose on assessment liens but must follow strict notice and procedural requirements.

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Universal City, TX

Bexar County

Heavy Restrictions

Under Texas Property Code Chapter 209, Universal City HOAs can levy assessments, apply payments per 209.0063, and must follow strict lien and foreclosure rules.

View full Universal City rules →

Key Facts Comparison

FactSan AntonioUniversal City
Notice Before Lien30 days certified mail-
Payment Plan3 months minimum (15+ lot HOAs)-
Foreclosure Notice60 days before filing-
Foreclosure TypeJudicial only-
Governing Law-Texas Property Code Chapter 209
Payment Order-Per Section 209.0063
Foreclosure-Court order generally required
Payment Plans-Right under Section 209.0062

Highlighted rows indicate differences between cities.

San Antonio FAQ

Can my HOA foreclose on my home for unpaid assessments in San Antonio?

Yes, but only through judicial foreclosure (court action). The HOA must first send a 30-day notice to cure, offer a payment plan if it has 15+ lots, and then provide a 60-day notice of intent to foreclose.

Does my HOA have to offer a payment plan for overdue assessments?

Yes, if the association has 15 or more lots. Texas Property Code Section 209.0063 requires a payment plan of at least 3 months.

Universal City FAQ

Can the HOA foreclose for unpaid dues?

Yes, but it generally must obtain a court order under Rule 736 and follow the notice requirements in Section 209.0092.

Can I apply payments to fines first?

No. Section 209.0063 requires partial payments be applied to delinquent assessments first unless you agree in writing otherwise.

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