Assessment & Dues: Sandy vs South Jordan
How do assessment & dues rules compare between Sandy, UT and South Jordan, UT?
Sandy has fewer restrictions than South Jordan.
Sandy, UT
Salt Lake County
HOAs in Sandy can levy assessments per CCRs and collect through liens, with Utah Code protections requiring notice and limiting late fees and interest.
View full Sandy rules →South Jordan, UT
Salt Lake County
Under Utah Code §57-8a-301, a Salt Lake County HOA automatically holds a lien on a lot for unpaid assessments, late fees, interest, court costs, reasonable attorney fees, and certain fines. The recorded declaration itself perfects the lien. Interest accrues at the statutory rate of 10% per year (Utah Code §15-1-1(2)) unless the declaration sets a different rate. The HOA may foreclose nonjudicially (after at least 30 days' written notice of intent and the owner's right to demand judicial foreclosure) under §57-8a-302/-303, or sue for a money judgment under §57-8a-307.
View full South Jordan rules →Key Facts Comparison
| Fact | Sandy | South Jordan |
|---|---|---|
| Fact | Automatic lien on unpaid assessments | - |
| Lien statute | - | Utah Code §57-8a-301 |
| Interest | - | 10%/yr (§15-1-1) |
| Foreclosure notice | - | 30 days minimum |
| Subordinate to | - | Pre-existing mortgages & tax liens |
Highlighted rows indicate differences between cities.
Sandy FAQ
Can the HOA foreclose on my home?
Yes, Utah law allows HOA lien foreclosure but with strict notice and cure procedures.
How do I dispute an assessment?
Submit a written dispute to the board; pay under protest if needed to avoid lien and pursue mediation.
South Jordan FAQ
Can my Salt Lake County HOA foreclose on my home for unpaid dues?
Yes. Utah Code §57-8a-301 creates an automatic lien for unpaid assessments, and §57-8a-302/-303 allow either nonjudicial or judicial foreclosure. Before nonjudicial foreclosure, the HOA must give you at least 30 days' written notice and inform you of your right to demand judicial foreclosure.
What interest rate applies to unpaid HOA dues?
The statutory rate of 10% per year under Utah Code §15-1-1(2) applies unless your declaration sets a different rate (§57-8a-301).
Can I get a payoff figure before closing?
Yes — Utah Code §57-8a-206 lets you (or a buyer/title company) demand a written statement of unpaid assessments. The association must respond promptly, and the statement is binding.
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