Assessment & Dues: South Jordan vs West Valley City
How do assessment & dues rules compare between South Jordan, UT and West Valley City, UT?
West Valley City has fewer restrictions than South Jordan.
South Jordan, UT
Salt Lake County
Under Utah Code §57-8a-301, a Salt Lake County HOA automatically holds a lien on a lot for unpaid assessments, late fees, interest, court costs, reasonable attorney fees, and certain fines. The recorded declaration itself perfects the lien. Interest accrues at the statutory rate of 10% per year (Utah Code §15-1-1(2)) unless the declaration sets a different rate. The HOA may foreclose nonjudicially (after at least 30 days' written notice of intent and the owner's right to demand judicial foreclosure) under §57-8a-302/-303, or sue for a money judgment under §57-8a-307.
View full South Jordan rules →West Valley City, UT
Salt Lake County
HOAs may levy regular and special assessments per governing documents; late fees and liens allowed under Utah law.
View full West Valley City rules →Key Facts Comparison
| Fact | South Jordan | West Valley City |
|---|---|---|
| Lien statute | Utah Code §57-8a-301 | - |
| Interest | 10%/yr (§15-1-1) | - |
| Foreclosure notice | 30 days minimum | - |
| Subordinate to | Pre-existing mortgages & tax liens | - |
| Fact | - | Liens attach to delinquent accounts |
Highlighted rows indicate differences between cities.
South Jordan FAQ
Can my Salt Lake County HOA foreclose on my home for unpaid dues?
Yes. Utah Code §57-8a-301 creates an automatic lien for unpaid assessments, and §57-8a-302/-303 allow either nonjudicial or judicial foreclosure. Before nonjudicial foreclosure, the HOA must give you at least 30 days' written notice and inform you of your right to demand judicial foreclosure.
What interest rate applies to unpaid HOA dues?
The statutory rate of 10% per year under Utah Code §15-1-1(2) applies unless your declaration sets a different rate (§57-8a-301).
Can I get a payoff figure before closing?
Yes — Utah Code §57-8a-206 lets you (or a buyer/title company) demand a written statement of unpaid assessments. The association must respond promptly, and the statement is binding.
West Valley City FAQ
Can my HOA foreclose over unpaid dues in West Valley City?
Yes, Utah allows HOA foreclosure for unpaid assessments after proper notice, but most associations pursue collection and judgment first.
Can dues go up without a vote?
Regular dues usually can be raised by board vote within limits in the CC&Rs. Large increases often require owner approval.
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