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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Tampa vs Temple Terrace

How do assessment & dues rules compare between Tampa, FL and Temple Terrace, FL?

Temple Terrace has fewer restrictions than Tampa.

Tampa, FL

Hillsborough County

Heavy Restrictions

Tampa HOA assessments are governed by Florida Chapter 720, which requires written notice of assessments, sets late-fee and interest caps, and provides strict lien-and-foreclosure procedures. SB 1422 (2022) added reserve study requirements and transparency on how assessments are spent.

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Temple Terrace, FL

Hillsborough County

Some Restrictions

HOA assessments in Temple Terrace must comply with FL §720.3085, including itemized budgets, proper notice, and statutory lien procedures for nonpayment.

View full Temple Terrace rules →

Key Facts Comparison

FactTampaTemple Terrace
--
State Law-FL §720.3085
Late Fee-25 dollars or 5 percent
Interest-18 percent max
Pre-Lien Notice-45 days
Foreclosure-Additional 45-day demand

Highlighted rows indicate differences between cities.

Tampa FAQ

Temple Terrace FAQ

Can my HOA foreclose over unpaid dues?

Yes. Under FL §720.3085 an HOA can foreclose its lien after required 45-day notices, similar to a mortgage foreclosure.

Who enforces this in Temple Terrace?

Temple Terrace code enforcement at (813) 506-6400 handles complaints.

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