Tampa vs Temple Terrace
How do assessment & dues rules compare between Tampa, FL and Temple Terrace, FL?
Temple Terrace has fewer restrictions than Tampa.
Tampa, FL
Hillsborough County
Tampa HOA assessments are governed by Florida Chapter 720, which requires written notice of assessments, sets late-fee and interest caps, and provides strict lien-and-foreclosure procedures. SB 1422 (2022) added reserve study requirements and transparency on how assessments are spent.
View full Tampa rules →Temple Terrace, FL
Hillsborough County
HOA assessments in Temple Terrace must comply with FL §720.3085, including itemized budgets, proper notice, and statutory lien procedures for nonpayment.
View full Temple Terrace rules →Key Facts Comparison
| Fact | Tampa | Temple Terrace |
|---|---|---|
| - | - | |
| State Law | - | FL §720.3085 |
| Late Fee | - | 25 dollars or 5 percent |
| Interest | - | 18 percent max |
| Pre-Lien Notice | - | 45 days |
| Foreclosure | - | Additional 45-day demand |
Highlighted rows indicate differences between cities.
Tampa FAQ
Temple Terrace FAQ
Can my HOA foreclose over unpaid dues?
Yes. Under FL §720.3085 an HOA can foreclose its lien after required 45-day notices, similar to a mortgage foreclosure.
Who enforces this in Temple Terrace?
Temple Terrace code enforcement at (813) 506-6400 handles complaints.
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