6 county-level rules, plus city-specific rules for 1 city in Sumner County, Tennessee.
Verified from official government sources
Short-term rental rules in Sumner County are set by each city. Gallatin issues STR permits through its Planning Department; Hendersonville allows them only in commercial zones. State law protects owner-occupied and pre-existing rentals from local bans under Tenn. Code Ann. §13-7-603.
Tenn. Code Ann. §13-7-603
an ordinance, resolution, regulation, rule, or other requirement of any type that prohibits, effectively prohibits, or otherwise regulates the use of property as a short-term rental unit shall not apply to property if the property was being used as a short-term rental unit by the owner of the property prior to the enactment of the ordinance
Sumner County has no rental-specific noise rule, so short-term rental guests follow the same limits as residents: each city's noise ordinance plus the state disorderly conduct law, Tenn. Code Ann. §39-17-305. Hosts remain responsible for guest behavior.
Tenn. Code Ann. §39-17-305
A person also violates this section who makes unreasonable noise that prevents others from carrying on lawful activities. A violation of this section is a Class C misdemeanor.
A short-term stay in Sumner County owes Tennessee's 7% state sales tax, the 2.25% local option sales tax, and the county's 5% hotel/motel occupancy tax. Airbnb and Vrbo collect and remit on bookings; direct-booking hosts register with the county.
Tennessee sets no statewide short-term rental parking rule, so requirements come from local zoning. Gallatin requires a site plan showing guest parking with its STR permit; the county's suburban and lakeside lots generally offer ample driveway space.
Sumner County has no countywide occupancy cap; limits come from city rules where rentals are permitted. Gallatin caps a short-term rental at two guests per bedroom, not to exceed twelve people. Hosts are responsible for keeping guests within the limit.
Neither Tennessee nor Sumner County mandates a specific liability-insurance amount for short-term rentals. Coverage is left to the host, but standard homeowner policies often exclude rental activity, so a commercial policy or rider is commonly needed.
1 cities in Sumner County have their own short-term rentals rules. Each link goes to that city's dedicated page with code citations.
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