FEMA flood zone rules in Broome County, NY — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Broome County suffered catastrophic flooding from Tropical Storms Irene and Lee in 2011 along the Susquehanna and Chenango Rivers, devastating Binghamton, Johnson City, Vestal, and Owego area. FEMA-mapped Special Flood Hazard Areas require elevation 2 ft above base flood elevation per local flood damage prevention laws.
Binghamton, Vestal, Union, Conklin, and Kirkwood adopted enhanced floodplain laws after 2006 and 2011 floods. Substantial improvement rule (50 percent) triggers full code compliance. NFIP participation mandatory for federally-backed mortgages in SFHA. Contact Broome County at (607) 778-2000 for enforcement.
Contact your local code enforcement office for specific penalty information.
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See how Broome County's flood zones rules stack up against other locations.
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