Showing ordinances that apply to Paloma Creek, TX
Paloma Creek is an unincorporated community (population 3,177) in Denton County, Texas. Because Paloma Creek is not an incorporated city, it does not have its own municipal code. Instead, Denton County ordinances apply directly to properties here. The flood zones rules below are the ones that govern your area.
Denton County participates in the National Flood Insurance Program and enforces floodplain development regulations throughout its jurisdiction. Construction in FEMA-designated Special Flood Hazard Areas requires a floodplain development permit, and structures must be elevated at least one foot above the base flood elevation.
Denton County enforces floodplain regulations in unincorporated areas and coordinates with cities on FEMA flood map updates. The county participates in the National Flood Insurance Program (NFIP), which requires adoption and enforcement of floodplain management regulations as a condition of making flood insurance available to property owners. FEMA Flood Insurance Rate Maps (FIRMs) designate Special Flood Hazard Areas (SFHAs) throughout Denton County, primarily along Lewisville Lake, Grapevine Lake, Ray Roberts Lake, and the numerous creeks and tributaries feeding these reservoirs. Any construction, fill, or development within a FEMA-designated SFHA requires a Floodplain Development Permit from Denton County or the applicable city. New residential construction in the SFHA must elevate the lowest floor at least one foot above the base flood elevation (BFE), which exceeds the NFIP minimum of at or above BFE. Substantial improvements or repairs exceeding 50 percent of the structure market value trigger the same elevation requirements. The City of Denton, Lewisville, Flower Mound, and other municipalities within the county maintain their own floodplain ordinances that may be more restrictive than county standards. Denton County maintains an interactive floodplain map viewer that allows property owners to determine whether their property is in an SFHA. Properties in SFHAs with federally backed mortgages are required to carry flood insurance. Elevation Certificates are required for all new construction in the floodplain to document compliance.
Building in the floodplain without a permit can result in fines up to $2,000 per day and may require removal of the non-compliant structure. NFIP compliance failures can jeopardize the entire community's access to federal flood insurance.
See how Paloma Creek's flood zones rules stack up against other locations.
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