FEMA flood zone rules in Red Bank, NJ — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Red Bank joined NFIP on May 19, 1981. The borough uses federal flood information with higher elevations and larger hazard areas than FEMA minimums. Local Design Flood Elevation adds freeboard. NJ flood hazard areas may be more expansive than FEMA SFHAs. Maps at Borough Hall, 90 Monmouth St.
Red Bank has participated in the National Flood Insurance Program since May 19, 1981. The borough utilizes federal flood information providing more detailed hazard data, higher flood elevations, larger flood hazard areas, and more restrictive regulations than FEMA minimums. The Local Design Flood Elevation (LDFE) for Zone AO areas uses the highest adjacent grade plus FIRM depth number plus one foot of freeboard (or 3 feet above highest adjacent grade if no depth number specified). NJ flood hazard areas under NJDEP (N.J.A.C. 7:13, Flood Hazard Area Control Act) may extend beyond FEMA SFHAs for any regulated water with 50+ acre drainage area. Red Bank's location along the Navesink River and Swimming River creates significant flood exposure. Flood maps are on file at Borough Hall, 90 Monmouth Street.
Development without floodplain permit: stop-work order. Non-compliant construction: must be remediated. NJDEP enforcement for state-regulated waters.
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