Yonkers, NY Accessory Structures: ADU Owner Occupancy (2026)
Key Facts
- Owner-occupancy source
- Section 43-22A and Section 43-22B(5)
- Who must live on-site
- The lot owner, in the principal dwelling
- Consequence of moving out
- Apartment loses legal status, Section 43-22C
- Violation class
- Class II offense, Section 43-153A
Summary
An accessory apartment in Yonkers can only keep its legal status if the property owner actually lives in the main house. Section 43-22 conditions every accessory apartment, whether it already has a certificate of occupancy or is being legalized for the first time, on the lot owner occupying and maintaining the principal dwelling as a primary residence.
Accessory apartments which exist as of the date of the adoption of this chapter, and for which a valid certificate of occupancy and/or certificate of completion has been granted by the City of Yonkers and which meet the requirements and conditions of the grant of such certificate of occupancy and/or certificate of completion may be continued. Notwithstanding such requirements and conditions, only the following relatives of the lot owner or lot owner's spouse may occupy such an accessory apartment, provided that the lot owner upon which the accessory apartment is located occupies and maintains the principal dwelling building on that lot as his or her primary residence... (5) The owner of a lot upon which an accessory apartment is located shall occupy and maintain the principal dwelling building on that lot as his or her primary residence.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4745274; v31 updated 2025-10-28; through 10-28-2025).
Full Breakdown
Owner-occupancy is not a side condition in Section 43-22, it is built into the operative sentence of both subsections. Subsection A, covering apartments that already hold a certificate of occupancy or completion, allows continued use of the accessory apartment only provided that the lot owner occupies and maintains the principal dwelling building on that lot as his or her primary residence. Subsection B, covering apartments legalized after the fact, repeats the same condition as its own numbered standard at Section 43-22B(5): the owner of a lot upon which an accessory apartment is located shall occupy and maintain the principal dwelling building on that lot as his or her primary residence.
In practice this means an owner who moves out, whether to rent out the whole property, relocate, or pass the house to an estate, loses the legal basis for the accessory apartment even if every other standard, bedroom count, parking, relative-only occupancy, continues to be met. The Commissioner of the Department of Housing and Buildings can require proof of primary residency when investigating a complaint or reviewing a certificate of occupancy for the apartment, since the code gives the Commissioner authority to inspect the apartment and the principal dwelling for compliance.
Violations & Fines
An accessory apartment kept in use after the owner stops occupying the principal dwelling as a primary residence loses its Section 43-22 protection and becomes an unlawful use under Section 43-22C. That is a Class II offense under Section 43-153A, carrying a fine of $100 to $5,000 or up to 15 days in jail under Section 1-21A(2), and the Commissioner can move to revoke the certificate of occupancy for the apartment.
Frequently Asked Questions
Can I rent out my whole Yonkers house, including the accessory apartment, if I move away?
Does the owner-occupancy rule apply to accessory apartments that already have a certificate of occupancy?
What counts as proof the owner occupies the principal dwelling?
Sources & Official References
Other rules in Yonkers
New York rules heatmap·Compare Yonkers to another location·View the New York accessory structures overview
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