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HOA Rules

HOA Rules in Federal Way, WA: What Residents Actually Need to Know

By CityRuleLookup Editorial Team

If you live in Federal Way or are thinking about moving there, hoa rules are one of those things you probably won't think about until they affect you directly. Federal Way has 2 specific rules on the books covering different aspects of hoa rules, and some of them might surprise you.

Architectural Review

Federal Way HOAs run architectural review through committees under RCW 64.90. Decisions must use written standards applied consistently and timely. City permits still apply separately.

Key details: Legal Basis: RCW 64.90 and CCRs. Review Standard: Reasonable written criteria. Typical Response Time: 30 to 60 days. City Permits: Still required separately. Enforcement: Fines, liens, removal.

Installing exterior changes without HOA approval can trigger CCR enforcement including fines, orders to restore, and liens. City permit violations are enforced separately by Federal Way Community Development.

Assessment & Dues

Federal Way HOAs may levy regular and special assessments under RCW 64.90 or 64.38. Unpaid assessments become liens and may be foreclosed after statutory notice and cure periods.

Key details: Primary Statutes: RCW 64.90 or 64.38. Special Assessments: Allowed with procedures. Lien Super-Priority: Six months under WUCIOA. Foreclosure: Allowed after notice. Late Fees: Per statute and CCRs.

Owners who fail to pay assessments face lien recording, escalating late fees, and potential foreclosure. HOAs that skip statutory budgeting or notice requirements risk having assessments invalidated.

This is one of the stricter rules in Federal Way's municipal code. If you are unsure whether your situation complies, it is worth checking with the city before proceeding.

The Bottom Line

Federal Way's hoa rules rules are a mixed bag. Some areas are strict, others are relaxed, and the details matter. The best approach is to check the specific rule that applies to your situation rather than assuming Federal Way is broadly strict or permissive.

Keep in mind that Federal Way can amend these rules at any council meeting. For the most current version of any rule mentioned here, check the specific ordinance page, where we track updates as they happen.