Short-Term Rentals in Anderson, IN (2026)

10 verified short-term rentals rules for Anderson, Indiana, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Anderson has no separate short-term-rental permit ordinance. Under Indiana Code 36-1-24 an owner-occupied STR is a permitted residential use, and a city may only require a permit that sets forth the requirements of that state chapter, capped at a $150 fee.

Anderson, IN Short-Term Rental Permit Requirements

Some Restrictions

IC 36-1-24-11(a)

A unit may require an owner to obtain a permit for each property by adopting an ordinance that sets forth only the requirements of this chapter for obtaining a permit.

Full ordinance details →Official source ↗

Noise Rules

Short-term rentals in Anderson follow the same noise and nuisance ordinances as any home. There is no STR-specific noise rule; the city's general offenses/nuisance code sets the enforceable standard.

Short-Term Rental Noise Rules in Anderson, IN

Some Restrictions

Full ordinance details →Official source ↗

Taxes & Fees

Anderson STR stays under 30 days owe Indiana's 7% state sales tax plus the Madison County innkeeper's tax of 5%, roughly 12% total. Any city permit fee is capped by state law at $150.

Short-Term Rental Taxes in Anderson, IN

Some Restrictions

Indiana DOR, County Innkeeper's Tax Guide (Madison County rate 5%)

CIT is a county tax on the rental of rooms and accommodations for periods of less than 30 days. CIT is in addition to state sales tax.

Full ordinance details →Official source ↗

Parking Rules

Anderson has no STR-specific parking mandate. A short-term rental meets the same off-street parking any dwelling in its zone requires, and guests obey the city's ordinary street-parking rules.

Short-Term Rental Parking Rules in Anderson, IN

Some Restrictions

Full ordinance details →Official source ↗

Occupancy Limits

Anderson sets no STR-specific occupancy cap. Guest numbers are governed by the building- and safety-code capacity that applies to any dwelling, since Indiana Code 36-1-24 treats an owner-occupied STR as an ordinary residential use.

Short-Term Rental Occupancy Limits in Anderson, IN

Some Restrictions

IC 36-1-24-8

A short term rental of owner occupied short term rental property is a permitted residential use under any applicable zoning ordinance of a unit and may not be disallowed by any zoning ordinance in a zoning district or classification of a unit that permits residential use.

Full ordinance details →Official source ↗

Insurance Requirements

Anderson does not require short-term-rental operators to carry special insurance. Indiana Code 36-1-24 limits a city to the permit terms in that chapter, though hosts should still carry adequate coverage voluntarily.

No STR-Specific Insurance Requirement in Anderson, IN

Some Restrictions

Full ordinance details →Official source ↗

Night Caps

Anderson sets no annual limit on rental nights. Indiana Code 36-1-24 lets a city adopt only the permit requirements in that chapter, and 2026's HEA 1210 bars local caps on rental properties, so STRs may operate year-round.

No Cap on Short-Term Rental Nights in Anderson, IN

Some Restrictions

Full ordinance details →Official source ↗

Registration Rules

Anderson maintains no short-term-rental registry. Any registration is only what Indiana Code 36-1-24 allows, plus mandatory state tax registration with the Indiana DOR and Madison County innkeeper's-tax reporting.

Registering a Short-Term Rental in Anderson, IN

Some Restrictions

Full ordinance details →Official source ↗

Host Presence Rule

Anderson does not require a host to be on-site or to hire a property manager. Indiana Code 36-1-24 lets a city require only the permit terms in that chapter, so remote and self-managed STRs are allowed.

No Host-Presence Requirement for Anderson STRs

Some Restrictions

IC 36-1-24-11(a)

A unit may require an owner to obtain a permit for each property by adopting an ordinance that sets forth only the requirements of this chapter for obtaining a permit.

Full ordinance details →Official source ↗

Primary-Residence-Only Rule

Anderson cannot limit short-term rentals to owners' primary residences. Indiana Code 36-1-24 protects both owner-occupied and non-owner-occupied STRs, so investment properties may be rented short-term.

No Primary-Residence Requirement for Anderson STRs

Some Restrictions

IC 36-1-24-9(b)

The unit may not interpret and enforce the unit's zoning regulations for a special exception, special use, or zoning variance in a manner that is intended or has the effect of prohibiting or unreasonably restricting short term rentals of property to which this section applies.

Full ordinance details →Official source ↗