Anderson, IN Short-Term Rentals: Primary-Residence-Only Rule (2026)
Key Facts
- Primary-residence-only rule
- None in Anderson
- Owner-occupied STR
- Permitted residential use
- Non-owner-occupied STR
- May need variance, not banned
- Statute
- IC 36-1-24-8 and 36-1-24-9
- 2026 update
- HEA 1210 bars rental caps
Summary
Anderson cannot limit short-term rentals to owners' primary residences. Indiana Code 36-1-24 protects both owner-occupied and non-owner-occupied STRs, so investment properties may be rented short-term.
The unit may not interpret and enforce the unit's zoning regulations for a special exception, special use, or zoning variance in a manner that is intended or has the effect of prohibiting or unreasonably restricting short term rentals of property to which this section applies.
Full Breakdown
Indiana's STR chapter does not let a city confine short-term rentals to a host's primary residence. IC 36-1-24-8 makes owner-occupied STRs a permitted residential use, and IC 36-1-24-9 says that for a non-owner-occupied STR a city may require a special exception, special use, or zoning variance, but may not interpret and enforce its zoning to prohibit or unreasonably restrict such rentals. Anderson has no primary-residence-only ordinance, so investment and second-home STRs are allowed, subject to any applicable variance process and generally applicable safety and tax rules. 2026's HEA 1210 further bars local caps on rental properties.
Violations & Fines
No primary-residence rule exists to enforce; STRs remain subject only to generally applicable zoning, safety, nuisance and tax rules, plus any variance required for non-owner-occupied properties.
Frequently Asked Questions
Can I run an Anderson STR that isn't my home?
Did the 2026 law change this?
Sources & Official References
Other rules in Anderson
Compare Anderson to another location·View the Indiana short-term rentals overview
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