Cambridge vs Newton
How do assessment & dues rules compare between Cambridge, MA and Newton, MA?
Newton has fewer restrictions than Cambridge.
Cambridge, MA
Middlesex County
Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.
View full Cambridge rules →Newton, MA
Middlesex County
Newton condo assessments are authorized by MGL c.183A s.6 and s.10, allowing common expense charges and special assessments enforceable by super-priority lien.
View full Newton rules →Key Facts Comparison
| Fact | Cambridge | Newton |
|---|---|---|
| Statute | MGL c.183A s.6 | - |
| Super-Lien | 6 months priority | - |
| Allocation | Per percentage interest | - |
| Late Interest | Typically 12-18% | - |
| Foreclosure | Available remedy | - |
| Authority | - | MGL c.183A s.6 and s.10 |
| Basis | - | Proportional to unit interest |
| Super-Priority | - | 6 months ahead of first mortgage |
| Late Charges | - | Bylaw-driven interest and fees |
| Special Assessments | - | For capital projects |
Highlighted rows indicate differences between cities.
Cambridge FAQ
What is the super-lien?
Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.
Can the association foreclose?
Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.
Newton FAQ
Can my Newton condo force me to pay a special assessment?
Yes, if properly adopted per the bylaws and Chapter 183A, unit owners must pay and failure creates an enforceable lien.
What is the super-priority lien?
Up to 6 months of unpaid common charges have priority over even a first mortgage, encouraging lenders to cure delinquencies.
Compare other topics
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