Skip to main content
CityRuleLookup
🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Cambridge vs Wakefield

How do assessment & dues rules compare between Cambridge, MA and Wakefield, MA?

Cambridge and Wakefield have similar restriction levels.

Cambridge, MA

Middlesex County

Heavy Restrictions

Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.

View full Cambridge rules β†’

Wakefield, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Wakefield rules β†’

Key Facts Comparison

FactCambridgeWakefield
StatuteMGL c.183A s.6MGL c.183A s.6
Super-Lien6 months priority-
AllocationPer percentage interest-
Late InterestTypically 12-18%-
ForeclosureAvailable remedy-
Super-lien-Up to 6 months priority
Share basis-Percentage interest
Special assessments-Bylaw-governed
Collection venue-Housing or Superior Court

Highlighted rows indicate differences between cities.

Cambridge FAQ

What is the super-lien?

Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.

Can the association foreclose?

Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.

Wakefield FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

Want to add a third city?

Use our full comparison tool to compare up to three cities.

Open Comparison Tool