Cambridge vs Waltham
How do assessment & dues rules compare between Cambridge, MA and Waltham, MA?
Cambridge and Waltham have similar restriction levels.
Cambridge, MA
Middlesex County
Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.
View full Cambridge rules →Waltham, MA
Middlesex County
Massachusetts condo associations in Waltham can assess common expenses, late fees, and special assessments under MGL c.183A, with super-priority lien rights for 6 months of unpaid dues.
View full Waltham rules →Key Facts Comparison
| Fact | Cambridge | Waltham |
|---|---|---|
| Statute | MGL c.183A s.6 | - |
| Super-Lien | 6 months priority | - |
| Allocation | Per percentage interest | - |
| Late Interest | Typically 12-18% | - |
| Foreclosure | Available remedy | - |
| Governing Law | - | MGL c.183A s.6 |
| Super-Priority Lien | - | 6 months unpaid |
| Lien Priority | - | Over first mortgage |
| Special Assessments | - | Per master deed |
| Foreclosure Forum | - | Land Court |
Highlighted rows indicate differences between cities.
Cambridge FAQ
What is the super-lien?
Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.
Can the association foreclose?
Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.
Waltham FAQ
What happens if I miss HOA dues in Waltham?
The association can place a priority lien on your unit and potentially foreclose after statutory notice, in Land Court.
Can the board raise dues without a vote?
Routine budget-based increases typically do not need owner vote; large special assessments may require owner approval per bylaws.
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