Carrollton vs Garland
How do flood zones rules compare between Carrollton, TX and Garland, TX?
Carrollton and Garland have similar restriction levels.
Carrollton, TX
Dallas County
Carrollton enforces FEMA flood zone development standards. Properties in Special Flood Hazard Areas face elevation requirements, flood insurance mandates, and construction restrictions.
View full Carrollton rules →Garland, TX
Dallas County
Garland regulates floodplain development under Article VII of Chapter 31 of the City Code (Flood Damage Prevention Ordinance). The city participates in the NFIP and enforces FEMA flood zone designations along Duck Creek, Rowlett Creek, and Lake Ray Hubbard shoreline areas. Construction in Special Flood Hazard Areas requires a floodplain development permit, and structures must be elevated above the base flood elevation.
View full Garland rules →Key Facts Comparison
| Fact | Carrollton | Garland |
|---|---|---|
| SFHA Zones | Elevation required | - |
| Insurance | Required in flood zones | - |
| Floodway | No fill or structures | - |
| Topic | Flood Zones | - |
| Code Section | - | City Code Ch. 31, Art. VII |
| NFIP Status | - | Active participant |
| Major Flood Areas | - | Duck Creek, Rowlett Creek, Lake Ray Hubbard |
| Elevation Req | - | Above base flood elevation |
| Permit Required | - | Floodplain development permit for SFHA |
Highlighted rows indicate differences between cities.
Carrollton FAQ
Is my property in a flood zone?
Check FEMA Flood Map Service Center or contact Carrollton planning department. Flood maps are updated periodically and your zone may have changed.
Do I need flood insurance?
Flood insurance is required for federally-backed mortgages in Special Flood Hazard Areas. Even outside SFHA zones, flood insurance is recommended.
Garland FAQ
Is my Garland property in a flood zone?
Check FEMA's Flood Map Service Center or contact Garland's Engineering Department. Properties near Duck Creek, Rowlett Creek, and Lake Ray Hubbard are most likely in Special Flood Hazard Areas.
Can I build in a flood zone in Garland?
Yes, with a floodplain development permit. Structures must be elevated above the base flood elevation. All development in flood zones must conform to the Flood Damage Prevention Ordinance.
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