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Garland, TX Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Garland, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Floodplain administrator
Director of Engineering
Governing FIRM studies
Dallas, Collin, Rockwall County FIS maps
Permit required for
Any structure, fill, or use change in flood zone
Variance authority
Garland City Council
Max fine
$500.00 per violation

Summary

Garland requires a floodplain development permit from the Director of Engineering, the City's floodplain administrator, before any structure, fill, or land-use change occurs within the FEMA-mapped special flood hazard areas covering parts of Dallas, Collin, and Rockwall Counties. The rule tracks the National Flood Insurance Program under §§ 31.100-31.103, and violations can carry a $500 fine per violation.

This article shall apply to all locations in or near areas of special flood hazards within the jurisdiction of the City, as delineated in the last published National Flood Insurance Program maps and all letters of map amendment or revision thereto. ... Establishment of development permit. A development permit shall be required to ensure conformance with the provisions of this article. ... Compliance. No structure or land shall hereafter be located, altered, or have its use changed without full compliance with the terms of this article and other applicable regulations.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4862189; v40 updated 2026-05-19).

Full Breakdown

102(B)). 102(D)-(E)). 103(C)(1)). 103(C)(2)). 103(B)(9)). 103(D)). 103(D)(3)).

Violations & Fines

Locating, altering, or changing the use of a structure or land within a special flood hazard area without a development permit, or without meeting the article's construction and elevation standards, is a misdemeanor under § 31.104(F). Conviction carries a fine of not more than $500.00 per violation plus costs and expenses of the case, and the City can still pursue any other lawful remedy to stop or correct the violation.

Frequently Asked Questions

Who administers Garland's floodplain permit rules?
The Director of Engineering serves as the City's floodplain administrator under § 31.103(A), reviewing every development permit application in a special flood hazard area, checking for the required NFIP data, and coordinating with FEMA and adjacent communities whenever a watercourse is altered or relocated.
Which flood maps does Garland use?
Garland adopted the FEMA Flood Insurance Studies for Dallas County (effective July 7, 2014), Collin County (June 2, 2009), and Rockwall County (September 26, 2008), along with their flood insurance rate maps, because the city's boundary crosses into all three counties (§ 31.102(B)).
Can I get a variance from Garland's flood-elevation standards?
Only the City Council can grant one, and only after finding good cause, exceptional hardship, and no resulting increase in flood heights or public-safety threat. Variances are never allowed inside a designated floodway if they would raise flood levels during the base flood, per § 31.103(D).

Sources & Official References

Other rules in Garland

All Garland rules

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