FEMA flood zone rules in Richardson, TX β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
Richardson Code Chapter 9 (Floodplain Management) regulates development in FEMA-designated flood zones. The city participates in the National Flood Insurance Program (NFIP). Building in floodplains requires elevated structures and special permits.
Chapter 9 of the Richardson Code establishes floodplain management regulations in compliance with the National Flood Insurance Program (NFIP). The city participates in the NFIP, which makes federally backed flood insurance available to property owners. Development within FEMA-designated special flood hazard areas requires compliance with elevation requirements, floodproofing standards, and special permits. The city maintains a Floodplain Information portal with mapping data. Section 13-2 also addresses impoundment and diversion of water, making it unlawful to construct any obstruction that diverts water from its natural course. Richardson is traversed by several creeks including Spring Creek and Cottonwood Creek, creating flood risk in certain areas. The Municipal Drainage Utility System, established by ordinance in 2011-2012, funds stormwater management.
Building in a floodplain without proper permits and compliance may result in stop-work orders, denial of building permits, and fines. Non-compliant structures may not qualify for flood insurance.
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