Richardson, TX Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Richardson, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Elevation standard
- Lowest floor 2 ft above base flood elevation
- Certification
- FEMA elevation certificate from licensed engineer or surveyor
- Floodway
- New fill or construction barred without no-rise study
- Accessory structures
- Capped at 600 sq ft, one-story two-car garage
- RV exemption
- Under 180 consecutive days or licensed for highway
- Administrator
- City engineer issues permits under Section 9-43
- Variance body
- City council hears variances under Section 9-45
Summary
Richardson requires new construction and substantial improvements to residential structures in a special flood hazard area to sit with the lowest floor, including any basement, elevated two feet above the base flood elevation. A licensed engineer or land surveyor must certify the elevation on a FEMA certificate, and floodways bar new fill or building outright unless engineering proves no rise in flood levels.
(a)Residential construction. New construction or substantial improvement of any residential structure shall have the lowest floor, including basement, elevated two feet above the base flood elevation. A registered professional engineer or land surveyor shall submit a FEMA elevation certificate to the city engineer that the standard of this subsection, as proposed in subsection 9-44(1)a., is satisfied.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 35 Update 2).
Full Breakdown
The floodplain chapter (ch. 9) applies to all areas of special flood hazard in the city and is administered by the city engineer under Section 9-42, who issues development permits under Section 9-43 after weighing danger to life and property, flood velocity and access for emergency vehicles. Section 9-67(a) sets the residential elevation standard: two feet above base flood elevation for the lowest floor, verified by a FEMA elevation certificate from a registered engineer or surveyor. Nonresidential buildings may floodproof instead under 9-67(b), with a registered engineer certifying the design and the floodplain administrator keeping the certified elevation on file.
Manufactured homes placed in zones A1-30, AH and AE must sit on a permanent foundation two feet above base flood elevation and be anchored against flotation; none may be placed in a floodway at all under 9-67(c). Enclosed areas below the lowest floor used only for parking, access or storage must carry at least two flood vents on separate walls, sized to one square inch per square foot of enclosed area and no higher than one foot above grade, under 9-67(d). Section 9-67(e) bars any new encroachment, fill or improvement within the adopted regulatory floodway unless hydrologic and hydraulic analysis shows no increase in flood levels.
Recreational vehicles are exempt from the permit process if they stay fewer than 180 consecutive days or remain licensed and ready for highway use. Detached accessory structures used only for parking or storage may sit at grade if limited to a one-story, two-car garage of no more than 600 square feet with compliant flood openings. Property owners seeking relief apply for a variance under Section 9-45, heard by the city council, which may attach conditions and must find the variance is the minimum necessary given the flood hazard; anyone aggrieved by that decision may appeal to the courts.
Violations & Fines
Chapter 9 sets no floodplain-specific fine schedule, so violations default to the citywide general penalty in Section 1-8: a fine of up to $500 per offense, rising to $2,000 for offenses touching zoning, fire safety, or public health and sanitation, with every day a violation continues charged as a separate offense. The city engineer enforces compliance under Section 9-9, and the city council can condition or deny variances if construction departs from approved plans.
Frequently Asked Questions
How far above flood level must a new Richardson home be built?
Can I build inside the mapped floodway?
Can I keep an RV or camper in my yard without an elevation permit?
What if the city engineer denies my floodplain permit?
Sources & Official References
Other rules in Richardson
Texas rules heatmap·Compare Richardson to another location·View the Texas environmental rules overview
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Flood Zones in Nearby Cities
How other cities in Dallas County handle flood zones.