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Richardson, TX Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Richardson, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Elevation standard
Lowest floor 2 ft above base flood elevation
Certification
FEMA elevation certificate from licensed engineer or surveyor
Floodway
New fill or construction barred without no-rise study
Accessory structures
Capped at 600 sq ft, one-story two-car garage
RV exemption
Under 180 consecutive days or licensed for highway
Administrator
City engineer issues permits under Section 9-43
Variance body
City council hears variances under Section 9-45

Summary

Richardson requires new construction and substantial improvements to residential structures in a special flood hazard area to sit with the lowest floor, including any basement, elevated two feet above the base flood elevation. A licensed engineer or land surveyor must certify the elevation on a FEMA certificate, and floodways bar new fill or building outright unless engineering proves no rise in flood levels.

(a)Residential construction. New construction or substantial improvement of any residential structure shall have the lowest floor, including basement, elevated two feet above the base flood elevation. A registered professional engineer or land surveyor shall submit a FEMA elevation certificate to the city engineer that the standard of this subsection, as proposed in subsection 9-44(1)a., is satisfied.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 35 Update 2).

Full Breakdown

The floodplain chapter (ch. 9) applies to all areas of special flood hazard in the city and is administered by the city engineer under Section 9-42, who issues development permits under Section 9-43 after weighing danger to life and property, flood velocity and access for emergency vehicles. Section 9-67(a) sets the residential elevation standard: two feet above base flood elevation for the lowest floor, verified by a FEMA elevation certificate from a registered engineer or surveyor. Nonresidential buildings may floodproof instead under 9-67(b), with a registered engineer certifying the design and the floodplain administrator keeping the certified elevation on file.

Manufactured homes placed in zones A1-30, AH and AE must sit on a permanent foundation two feet above base flood elevation and be anchored against flotation; none may be placed in a floodway at all under 9-67(c). Enclosed areas below the lowest floor used only for parking, access or storage must carry at least two flood vents on separate walls, sized to one square inch per square foot of enclosed area and no higher than one foot above grade, under 9-67(d). Section 9-67(e) bars any new encroachment, fill or improvement within the adopted regulatory floodway unless hydrologic and hydraulic analysis shows no increase in flood levels.

Recreational vehicles are exempt from the permit process if they stay fewer than 180 consecutive days or remain licensed and ready for highway use. Detached accessory structures used only for parking or storage may sit at grade if limited to a one-story, two-car garage of no more than 600 square feet with compliant flood openings. Property owners seeking relief apply for a variance under Section 9-45, heard by the city council, which may attach conditions and must find the variance is the minimum necessary given the flood hazard; anyone aggrieved by that decision may appeal to the courts.

Violations & Fines

Chapter 9 sets no floodplain-specific fine schedule, so violations default to the citywide general penalty in Section 1-8: a fine of up to $500 per offense, rising to $2,000 for offenses touching zoning, fire safety, or public health and sanitation, with every day a violation continues charged as a separate offense. The city engineer enforces compliance under Section 9-9, and the city council can condition or deny variances if construction departs from approved plans.

Frequently Asked Questions

How far above flood level must a new Richardson home be built?
Section 9-67(a) requires the lowest floor, including any basement, of new construction or a substantial improvement to sit two feet above the base flood elevation. A registered professional engineer or land surveyor must submit a FEMA elevation certificate to the city engineer confirming the structure meets that standard before the city signs off on the permit.
Can I build inside the mapped floodway?
New fill, construction or substantial improvement is prohibited inside the adopted regulatory floodway under Section 9-67(e) unless hydrologic and hydraulic engineering analysis proves the project will not raise flood levels during a base flood discharge. Even then, the project must still meet every other flood hazard reduction standard in Article III of Chapter 9.
Can I keep an RV or camper in my yard without an elevation permit?
Yes. Section 9-67(f) exempts a recreational vehicle from the floodplain permit process if it stays on the site fewer than 180 consecutive days or remains fully licensed, on its wheels and ready for highway use with no permanent additions. Longer stays require meeting the manufactured home anchoring and elevation rules instead.
What if the city engineer denies my floodplain permit?
You can appeal to the city council, which hears variance requests under Section 9-45. The council can grant relief only after finding the variance is the minimum necessary given the flood hazard and that it will not raise flood heights, endanger the public, or increase government costs; a denial can then be challenged in court.

Sources & Official References

Other rules in Richardson

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