FEMA flood zone rules in DeSoto, TX β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
DeSoto participates in the National Flood Insurance Program (NFIP) and enforces floodplain management regulations consistent with FEMA standards. The city has mapped Special Flood Hazard Areas (SFHAs)
DeSoto participates in the National Flood Insurance Program (NFIP) and enforces floodplain management regulations consistent with FEMA standards. The city has mapped Special Flood Hazard Areas (SFHAs) along creeks and tributaries of the Trinity River watershed β most notably Ten Mile Creek and its tributaries. Any construction, substantial improvement, or substantial damage repair within a FEMA-designated 100-year floodplain (Zone AE or A) requires a floodplain development permit. Structures in SFHAs must have lowest floor elevated at least 1 foot above base flood elevation (freeboard requirement typical for Texas MS4 cities). Fill, grading, and structures in the regulatory floodway are highly restricted and require a no-rise certification from a Texas-licensed professional engineer. Elevation certificates and flood insurance are required for federally backed mortgages on properties in SFHAs. DeSoto's adoption of higher-than-minimum standards (freeboard) qualifies it for Community Rating System (CRS) discounts on flood insurance for residents.
Specific penalty amounts for this ordinance are not published in a publicly accessible fine schedule. Contact Desoto code enforcement directly for current fines, enforcement procedures, and hearing options.
DeSoto, TX
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DeSoto, TX
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DeSoto, TX
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DeSoto, TX
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DeSoto, TX
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Side-by-side rule comparisons with other cities in Dallas County.
See how other cities in Dallas County handle flood zones.
See how DeSoto's flood zones rules stack up against other locations.
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