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🏠 Short-Term Rentals/Insurance Requirements

Insurance Requirements: Chandler vs Peoria

How do insurance requirements rules compare between Chandler, AZ and Peoria, AZ?

Peoria has fewer restrictions than Chandler.

Chandler, AZ

Maricopa County

Heavy Restrictions

Chandler requires all short-term rental operators to obtain a city license and maintain liability insurance. Separate applications are required for each rental property as of August 2023.

View full Chandler rules β†’

Peoria, AZ

Maricopa County

Some Restrictions

Peoria's STR ordinance (No. 2022-20) requires operators to obtain a free permit and comply with safety standards. Standard homeowner's insurance may exclude STR activity. Platform insurance (Airbnb/VRBO) provides limited coverage. Personal STR insurance recommended. TPT license and taxes required.

View full Peoria rules β†’

Key Facts Comparison

FactChandlerPeoria
License RequiredYes, per property-
InsuranceLiability coverage required-
TPT LicenseAlso required-
Effective DateAugust 2023-
Ordinance-No. 2022-20 (October 2022)
Permit-Free, required
Homeowner's Policy-May exclude STR activity
Platform Insurance-Limited coverage
TPT-License and taxes required
State Law-ARS 9-500.39

Highlighted rows indicate differences between cities.

Chandler FAQ

How do I get an STR license in Chandler?

Apply through the Chandler Business Registration portal at business.chandleraz.gov. A separate application is required for each rental property with proof of insurance.

What insurance do Chandler STR operators need?

Operators must maintain liability insurance coverage as part of their STR license requirements. Proof must be submitted with the application and maintained throughout operation.

Peoria FAQ

Do I need insurance for a Peoria STR?

While not mandated at a specific level, standard homeowner's insurance likely excludes STR activity. Specialized coverage is recommended.

Is the Peoria STR permit free?

Yes. Peoria's STR permit is free but required.

What taxes apply?

You need a TPT license from the Arizona Department of Revenue and must collect applicable taxes.

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