Flood Zones: Cocoa vs Palm Bay
How do flood zones rules compare between Cocoa, FL and Palm Bay, FL?
Cocoa and Palm Bay have similar restriction levels.
Cocoa, FL
Brevard County
Cocoa has FEMA flood zones along the Indian River Lagoon waterfront and low-lying areas. New construction in Special Flood Hazard Areas requires elevation above Base Flood Elevation. The city participates in the National Flood Insurance Program. The Cocoa Waterfront Overlay District imposes additional development requirements.
View full Cocoa rules →Palm Bay, FL
Brevard County
Palm Bay participates in FEMA's National Flood Insurance Program with a CRS Rating of 7, providing residents a 15% discount on flood insurance. The 2014 DFIRM removed approximately 2,000 structures and 5,000+ lots from the Special Flood Hazard Area. Floodplain permits required for construction in flood zones.
View full Palm Bay rules →Key Facts Comparison
| Fact | Cocoa | Palm Bay |
|---|---|---|
| Flood Areas | Indian River Lagoon, low-lying | - |
| Elevation | BFE required for new construction | - |
| Insurance | Required in SFHA | - |
| Overlay District | Waterfront development rules | - |
| CRS Rating | - | 7 (15% insurance discount) |
| DFIRM Date | - | March 17, 2014 |
| Removed from SFHA | - | 2,000+ structures |
| Contact | - | (321) 952-3400 ext. 5246 |
Highlighted rows indicate differences between cities.
Cocoa FAQ
Is my property in a flood zone in Cocoa?
Cocoa has FEMA flood zones along the Indian River Lagoon waterfront and low-lying areas. New construction in Special Flood Hazard Areas requires elevation above Base Flood Elevation. The city participates in the National Flood Insurance Program. The Cocoa Waterfront Overlay District imposes...
Do I need flood insurance in Cocoa?
Flood Areas: Indian River Lagoon, low-lying. Elevation: BFE required for new construction. Insurance: Required in SFHA. Overlay District: Waterfront development rules.
Palm Bay FAQ
Is my property in a flood zone in Palm Bay?
Palm Bay participates in FEMA's National Flood Insurance Program with a CRS Rating of 7, providing residents a 15% discount on flood insurance. The 2014 DFIRM removed approximately 2,000 structures and 5,000+ lots from the Special Flood Hazard Area. Floodplain permits required for construction...
Do I need flood insurance in Palm Bay?
CRS Rating: 7 (15% insurance discount). DFIRM Date: March 17, 2014. Removed from SFHA: 2,000+ structures. Contact: (321) 952-3400 ext. 5246.
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