FEMA flood zone rules in Cocoa, FL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Cocoa has FEMA flood zones along the Indian River Lagoon waterfront and low-lying areas. New construction in Special Flood Hazard Areas requires elevation above Base Flood Elevation. The city participates in the National Flood Insurance Program. The Cocoa Waterfront Overlay District imposes additional development requirements.
Cocoa enforces FEMA flood zone regulations for properties in Special Flood Hazard Areas along the Indian River Lagoon and low-lying interior areas. New construction must be elevated above Base Flood Elevation. Flood insurance is required for properties with federally-backed mortgages in SFHAs. The city participates in the NFIP. The Cocoa Waterfront Overlay District establishes additional development and design standards for waterfront properties.
Building in flood zones without proper permits and elevation carries fines of $500–$5,000. Structures may be ordered removed or brought into compliance. NFIP violations can affect the community's flood insurance eligibility.
Cocoa, FL
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Cocoa, FL
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Cocoa, FL
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Cocoa, FL
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Cocoa, FL
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Cocoa, FL
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Side-by-side rule comparisons with other cities in Brevard County.
See how other cities in Brevard County handle flood zones.
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