Titusville, FL Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Titusville, FL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Governing ordinance
- Floodplain Management Ordinance, Ch. 30, Div. 7
- Map basis
- Brevard County FIS/FIRM, Jan. 29, 2021
- Administrator
- City Engineer (Floodplain Administrator)
- Density cap
- 1 dwelling unit/acre in flood hazard area
- Adopted
- Ord. No. 19-2021, § 2, 8-10-21
Summary
Titusville regulates development in mapped flood hazard areas under its Floodplain Management Ordinance, Chapter 30, Division 7. A floodplain development permit is required for filling, grading, subdivision, manufactured homes, tanks, recreational vehicles, swimming pools and any other development wholly or partly inside a flood hazard area, based on the 2021 Brevard County Flood Insurance Study maps.
(a)Title. These regulations shall be known as the Floodplain Management Ordinance of the City of Titusville, hereinafter referred to as "this division."(b)Scope. The provisions of this division shall apply to all development that is wholly within or partially within any flood hazard area, including, but not limited to, the subdivision of land; filling, grading, and other site improvements and utility installations; ... and any other development. ... The Flood Insurance Study for Brevard County, Florida and Incorporated Areas dated January 29, 2021, and all subsequent amendments and revisions, and the accompanying flood insurance rate maps (FIRM), and all subsequent amendments and revisions to such maps, are adopted by reference as a part of this division and shall serve as the minimum basis for establishing flood hazard areas.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 54 Update 1 | Land Development Regulations: Supplement 19 Update 1 | Technical Manuals: Supplement 10 Update 1).
Full Breakdown
Section 30-91 establishes the Floodplain Management Ordinance and states its scope covers essentially any development activity touching a flood hazard area, from subdivision of land and site grading to construction, alteration or demolition of buildings exempt from the Florida Building Code, manufactured home placement, tank installation, recreational vehicle placement and swimming pool installation. Section 30-92(c) ties flood hazard area boundaries to the Flood Insurance Study for Brevard County, Florida and Incorporated Areas dated January 29, 2021, and its accompanying FEMA flood insurance rate maps (FIRMs), adopted by reference as the minimum basis for regulation; where field-surveyed topography contradicts the FIRM, the Floodplain Administrator (the City Engineer, per Section 30-93(a)) can require additional data and regulate accordingly.
Beyond the base permit requirement, Section 30-103(b)(1) caps residential density in flood hazard areas at one dwelling unit per acre, though a parcel straddling both floodplain and upland can transfer that unbuilt density to the upland portion under the Wetlands and Conservation Overlay. New septic systems serving new or substantially improved structures are flatly prohibited in special flood hazard areas under Section 30-103(c). Applications go through the Floodplain Administrator and, where the work also falls under the Florida Building Code, the Building Official; variances go to the Board of Adjustments and Appeals under Section 30-97, which cannot approve any floodway variance that would raise base flood elevations. The ordinance was adopted by Ordinance No. 19-2021, Section 2, August 10, 2021.
Violations & Fines
Section 30-98 makes any development regulated by this division but performed without an issued permit, in conflict with an issued permit, or otherwise noncompliant, a violation of the ordinance; a building lacking required elevation certification is presumed in violation until documentation is produced. The Floodplain Administrator can issue notices of violation or stop-work orders to the owner, the owner's agent, or whoever is performing the work, and continuing work after a stop-work order carries penalties under Section 27-5 of the Land Development Regulations.
Frequently Asked Questions
Do I need a permit to build in a Titusville flood zone?
What maps does Titusville use to decide what is a flood hazard area?
How much can I build on a residential lot inside a flood hazard area?
Sources & Official References
Other rules in Titusville
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Flood Zones in Nearby Cities
How other cities in Brevard County handle flood zones.