Converse vs Live Oak
How do assessment & dues rules compare between Converse, TX and Live Oak, TX?
Converse and Live Oak have similar restriction levels.
Converse, TX
Bexar County
Converse HOA assessments follow Property Code Ch 209 and the CCRs. Late fees and interest must be reasonable. Unpaid amounts become a lien and can lead to nonjudicial foreclosure with a 180-day redemption right.
View full Converse rules →Live Oak, TX
Bexar County
HOAs in Live Oak may levy regular and special assessments but must send statutory collection notices under Texas Property Code 209.0064 before placing liens or pursuing foreclosure.
View full Live Oak rules →Key Facts Comparison
| Fact | Converse | Live Oak |
|---|---|---|
| Governing Law | TX Property Code 209 | - |
| Payment Priority | Delinquent, regular, legal, fines | Assessments first 209.0063 |
| Cure Period | 30 days before late fees | - |
| Lien | Attaches for unpaid assessments | - |
| Redemption | 180 days post-foreclosure | - |
| Notice Statute | - | Tex. Prop. Code 209.0064 |
| Payment Plan | - | 209.0062 required |
| Foreclosure | - | Court order under 209.0092 |
Highlighted rows indicate differences between cities.
Converse FAQ
Can an HOA raise dues without a member vote?
Yes if the CCRs authorize board-level increases within caps. Increases above those caps typically require a member vote.
How much can late fees be?
Late fees must be reasonable and authorized by the CCRs. Texas courts have rejected excessive late fees. Property Code 209.0064 requires a 30-day cure notice before assessing late fees.
Can my HOA really foreclose?
Yes. Texas allows nonjudicial foreclosure of HOA liens if the CCRs authorize it and the process follows Property Code 209.0091-.0094. The owner has a 180-day post-sale redemption right.
Live Oak FAQ
Can the HOA foreclose for $300 unpaid?
Rarely; requires court order and Texas caps small-balance foreclosures.
Do I have to accept a payment plan?
HOA must offer one at least once per 12 months under 209.0062.
Compare other topics
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