Converse HOA assessments follow Property Code Ch 209 and the CCRs. Late fees and interest must be reasonable. Unpaid amounts become a lien and can lead to nonjudicial foreclosure with a 180-day redemption right.
Regular assessments fund HOA operations including common area maintenance, insurance, management fees, and reserves. The amount and frequency must be authorized by the recorded CCRs, and increases often require either board action within stated caps or a member vote for larger increases. Special assessments for capital projects or unexpected expenses usually require member approval. Texas Property Code 209.0063 establishes the required payment priority when an owner pays a partial amount: payments must be applied first to delinquent assessments, then regular assessments, then legal/collection fees, then fines and damages. Section 209.0064 requires that late payment notices follow specific content and timing rules, including a 30-day cure period before adding late fees. HOA liens attach to the lot for unpaid amounts and can be foreclosed nonjudicially if the CCRs authorize it and the HOA strictly follows Property Code 209.0091 through 209.0094 (judicial order required for certain post-2012 CCR amendments or new HOAs). Owners facing foreclosure have a 180-day right of redemption after the foreclosure sale under Property Code 209.011. HOAs must provide a resale certificate within 10 business days of a written request at the time of property sale.
HOAs that fail to follow statutory notice and application rules may have liens invalidated or face lawsuits under Property Code 209.008. Owners who ignore assessments may face judgment, lien, and foreclosure, with the lot sold at a trustee sale. The 180-day redemption period allows the former owner to repurchase by paying the sale price plus costs and interest.
See how other cities in Bexar County handle assessment & dues.
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