Converse, TX HOA Rules: Assessment & Dues (2026)
Key Facts
- Governing Law
- TX Property Code 209
- Payment Priority
- Delinquent, regular, legal, fines
- Cure Period
- 30 days before late fees
- Lien
- Attaches for unpaid assessments
- Redemption
- 180 days post-foreclosure
Summary
Converse HOA assessments follow Property Code Ch 209 and the CCRs. Late fees and interest must be reasonable. Unpaid amounts become a lien and can lead to nonjudicial foreclosure with a 180-day redemption right.
Sec. 209.0064. THIRD PARTY COLLECTIONS. (b) A property owners' association may not hold an owner liable for fees of a collection agent retained by the association unless the association first provides written notice to the owner by certified mail that: (1) specifies each delinquent amount and the total amount of the payment required to make the account current; (2) describes the options the owner has to avoid having the account turned over to a collection agent, including information regarding availability of a payment plan; and (3) provides a period of at least 45 days for the owner to cure the delinquency before further collection action is taken.
Full Breakdown
Regular assessments fund HOA operations including common area maintenance, insurance, management fees, and reserves. The amount and frequency must be authorized by the recorded CCRs, and increases often require either board action within stated caps or a member vote for larger increases. Special assessments for capital projects or unexpected expenses usually require member approval. 0063 establishes the required payment priority when an owner pays a partial amount: payments must be applied first to delinquent assessments, then regular assessments, then legal/collection fees, then fines and damages.
0064 requires that late payment notices follow specific content and timing rules, including a 30-day cure period before adding late fees. 0094 (judicial order required for certain post-2012 CCR amendments or new HOAs). 011. HOAs must provide a resale certificate within 10 business days of a written request at the time of property sale.
Violations & Fines
HOAs that fail to follow statutory notice and application rules may have liens invalidated or face lawsuits under Property Code 209.008. Owners who ignore assessments may face judgment, lien, and foreclosure, with the lot sold at a trustee sale. The 180-day redemption period allows the former owner to repurchase by paying the sale price plus costs and interest.
Frequently Asked Questions
Can an HOA raise dues without a member vote?
How much can late fees be?
Can my HOA really foreclose?
Sources & Official References
Other rules in Converse
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Assessment & Dues in Nearby Cities
How other cities in Bexar County handle assessment & dues.