Converse vs Universal City
How do assessment & dues rules compare between Converse, TX and Universal City, TX?
Converse has fewer restrictions than Universal City.
Converse, TX
Bexar County
Converse HOA assessments follow Property Code Ch 209 and the CCRs. Late fees and interest must be reasonable. Unpaid amounts become a lien and can lead to nonjudicial foreclosure with a 180-day redemption right.
View full Converse rules →Universal City, TX
Bexar County
Under Texas Property Code Chapter 209, Universal City HOAs can levy assessments, apply payments per 209.0063, and must follow strict lien and foreclosure rules.
View full Universal City rules →Key Facts Comparison
| Fact | Converse | Universal City |
|---|---|---|
| Governing Law | TX Property Code 209 | Texas Property Code Chapter 209 |
| Payment Priority | Delinquent, regular, legal, fines | - |
| Cure Period | 30 days before late fees | - |
| Lien | Attaches for unpaid assessments | - |
| Redemption | 180 days post-foreclosure | - |
| Payment Order | - | Per Section 209.0063 |
| Foreclosure | - | Court order generally required |
| Payment Plans | - | Right under Section 209.0062 |
Highlighted rows indicate differences between cities.
Converse FAQ
Can an HOA raise dues without a member vote?
Yes if the CCRs authorize board-level increases within caps. Increases above those caps typically require a member vote.
How much can late fees be?
Late fees must be reasonable and authorized by the CCRs. Texas courts have rejected excessive late fees. Property Code 209.0064 requires a 30-day cure notice before assessing late fees.
Can my HOA really foreclose?
Yes. Texas allows nonjudicial foreclosure of HOA liens if the CCRs authorize it and the process follows Property Code 209.0091-.0094. The owner has a 180-day post-sale redemption right.
Universal City FAQ
Can the HOA foreclose for unpaid dues?
Yes, but it generally must obtain a court order under Rule 736 and follow the notice requirements in Section 209.0092.
Can I apply payments to fines first?
No. Section 209.0063 requires partial payments be applied to delinquent assessments first unless you agree in writing otherwise.
Compare other topics
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