Converse vs San Antonio
How do assessment & dues rules compare between Converse, TX and San Antonio, TX?
Converse has fewer restrictions than San Antonio.
Converse, TX
Bexar County
Converse HOA assessments follow Property Code Ch 209 and the CCRs. Late fees and interest must be reasonable. Unpaid amounts become a lien and can lead to nonjudicial foreclosure with a 180-day redemption right.
View full Converse rules →San Antonio, TX
Bexar County
Texas Property Code Chapter 209 governs HOA assessments and liens. Associations with 15 or more lots must offer payment plans for overdue assessments (minimum 3-month term). Before filing a lien, the HOA must send a written notice allowing at least 30 days to cure. HOAs may foreclose on assessment liens but must follow strict notice and procedural requirements.
View full San Antonio rules →Key Facts Comparison
| Fact | Converse | San Antonio |
|---|---|---|
| Governing Law | TX Property Code 209 | - |
| Payment Priority | Delinquent, regular, legal, fines | - |
| Cure Period | 30 days before late fees | - |
| Lien | Attaches for unpaid assessments | - |
| Redemption | 180 days post-foreclosure | - |
| Notice Before Lien | - | 30 days certified mail |
| Payment Plan | - | 3 months minimum (15+ lot HOAs) |
| Foreclosure Notice | - | 60 days before filing |
| Foreclosure Type | - | Judicial only |
Highlighted rows indicate differences between cities.
Converse FAQ
Can an HOA raise dues without a member vote?
Yes if the CCRs authorize board-level increases within caps. Increases above those caps typically require a member vote.
How much can late fees be?
Late fees must be reasonable and authorized by the CCRs. Texas courts have rejected excessive late fees. Property Code 209.0064 requires a 30-day cure notice before assessing late fees.
Can my HOA really foreclose?
Yes. Texas allows nonjudicial foreclosure of HOA liens if the CCRs authorize it and the process follows Property Code 209.0091-.0094. The owner has a 180-day post-sale redemption right.
San Antonio FAQ
Can my HOA foreclose on my home for unpaid assessments in San Antonio?
Yes, but only through judicial foreclosure (court action). The HOA must first send a 30-day notice to cure, offer a payment plan if it has 15+ lots, and then provide a 60-day notice of intent to foreclose.
Does my HOA have to offer a payment plan for overdue assessments?
Yes, if the association has 15 or more lots. Texas Property Code Section 209.0063 requires a payment plan of at least 3 months.
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