Insurance Requirements: Dallas vs Fort Worth
How do insurance requirements rules compare between Dallas, TX and Fort Worth, TX?
Dallas has fewer restrictions than Fort Worth.
Dallas, TX
Dallas County
Dallas City Code Chapter 42B requires STR operators to maintain liability insurance as part of the registration process. Operators must demonstrate proof of insurance when registering through the MUNIRevs online portal. The 2023 ordinance requires annual registration renewal including updated insurance documentation. Enforcement of these requirements is currently stayed by court injunction.
View full Dallas rules →Fort Worth, TX
Tarrant County
Fort Worth's short-term rental ordinance (Ord. 26005-02-2023, codified as Article XIII of the registration chapter) requires operators to carry liability insurance and provide proof to the city as part of registration.
View full Fort Worth rules →Key Facts Comparison
| Fact | Dallas | Fort Worth |
|---|---|---|
| Code Section | Ch. 42B, Sec. 42B-5 and 42B-6 | Fort Worth Code Article XIII (Ord. 26005-02-2023) |
| Registration Portal | dallas.munirevs.com | - |
| Renewal | Annual | - |
| Legal Status | Enforcement enjoined since Dec. 2023 | - |
| Liability Coverage | - | At least $500,000 per occurrence |
| Registration Fee | - | $150 initial / $100 renewal |
| Allowed Zones | - | Mixed-use and commercial only |
Highlighted rows indicate differences between cities.
Dallas FAQ
Do I need insurance to operate an STR in Dallas?
Chapter 42B requires proof of insurance as part of STR registration, though enforcement of the entire ordinance is currently stayed by court injunction.
How do I register my STR in Dallas?
Registration is done through the MUNIRevs portal at dallas.munirevs.com with a non-refundable fee, annual renewal, and proof of ownership and insurance.
Fort Worth FAQ
Does Fort Worth require STR liability insurance?
Yes. Operators must carry liability insurance and submit proof during registration under Article XIII. Coverage of at least $500,000 per occurrence is the city's standard requirement.
Can I run an Airbnb in a Fort Worth residential neighborhood?
No. The 2023 STR ordinance limits short-term rentals to mixed-use and commercial zoning districts. STRs in single-family or two-family zones are not eligible for registration.
Compare other topics
See how Dallas and Fort Worth compare on other ordinance categories.
Want to add a third city?
Use our full comparison tool to compare up to three cities.
Open Comparison Tool