Flood Zones: Englewood vs Hackensack
How do flood zones rules compare between Englewood, NJ and Hackensack, NJ?
Englewood and Hackensack have similar restriction levels.
Englewood, NJ
Bergen County
Englewood Chapter 222 prohibits construction or alteration in special flood hazard areas without compliance, and requires substantial damage records reported to NJDEP.
View full Englewood rules →Hackensack, NJ
Bergen County
Hackensack regulates development in flood hazard areas under Chapter 89 of the City Code, originally adopted December 6, 1982 and amended in its entirety on August 20, 2019. The chapter implements the National Flood Insurance Program (NFIP), the New Jersey Flood Hazard Area Control Act (N.J.S.A. 58:16A-50 et seq. / N.J.A.C. 7:13), and Uniform Construction Code flood provisions for properties along the Hackensack River and adjacent areas.
View full Hackensack rules →Key Facts Comparison
| Fact | Englewood | Hackensack |
|---|---|---|
| Code chapter | Chapter 222 | - |
| Required determination | Substantial damage letter | - |
| State notification | NJDEP Flood Control | - |
| Scope | Special flood hazard areas | - |
| Activities covered | Build relocate alter convert | - |
| Local Ordinance | - | Hackensack Code Ch. 89 (adopted 12/6/1982; amended 8/20/2019) |
| State Law | - | Flood Hazard Area Control Act, N.J.S.A. 58:16A-50 |
| State Rules | - | N.J.A.C. 7:13 (NJDEP) |
| Federal Program | - | NFIP / FEMA FIRMs |
| Cumulative Rise Limit | - | 0.2 ft above base flood (no designated floodway) |
| Anchoring | - | Required for all new construction and substantial improvements |
Highlighted rows indicate differences between cities.
Englewood FAQ
Can I build in a flood zone in Englewood?
Only with full compliance with Chapter 222 and other applicable rules. Construction, relocation, extension, conversion, or alteration in a special flood hazard area requires elevation, anchoring, and other flood-resistant standards.
What happens if my home is substantially damaged by a flood?
Englewood records the damage and issues a substantial damage determination letter to you and to the NJDEP Bureau of Flood Control, which can trigger requirements to bring the structure into flood-resistant compliance.
Hackensack FAQ
How do I find out if my Hackensack property is in a flood zone?
Look up the address on the FEMA Flood Map Service Center to view the current FIRM panel. Chapter 89 of the Hackensack Code applies to any property within a Special Flood Hazard Area shown on those maps.
Do I need both a city and a state permit?
Often, yes. Local floodplain development permits are issued under Chapter 89, but development that affects regulated waters or flood hazard areas may also require a permit from NJDEP under the Flood Hazard Area Control Act and N.J.A.C. 7:13.
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