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🏠 Short-Term Rentals/Insurance Requirements

Insurance Requirements: Ewa Gentry vs Mililani Mauka

How do insurance requirements rules compare between Ewa Gentry, HI and Mililani Mauka, HI?

Ewa Gentry and Mililani Mauka have similar restriction levels.

Ewa Gentry, HI

Honolulu County

Heavy Restrictions

Ewa Gentry STR registrants must provide proof of at least $1,000,000 in commercial general liability insurance or an equivalent homeowner's policy endorsement under ROH Sec. 21-5.730.

View full Ewa Gentry rules β†’

Mililani Mauka, HI

Honolulu County

Heavy Restrictions

Mililani Mauka STR operators must carry at least $1,000,000 in commercial general liability insurance or an endorsed homeowner's policy under ROH Sec. 21-5.730 to maintain DPP registration.

View full Mililani Mauka rules β†’

Key Facts Comparison

FactEwa GentryMililani Mauka
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Highlighted rows indicate differences between cities.

Ewa Gentry FAQ

Does my existing homeowner's policy cover STR use?

Often not. Check with your carrier and obtain a written business-liability endorsement before listing the unit.

Do I need coverage even if I use a platform's host protection?

Yes. Platform programs do not satisfy ROH's $1M policy requirement for registration.

Mililani Mauka FAQ

Does my standard homeowner's policy cover STR guests?

Usually not. Disclose STR use to your carrier and secure a business-liability endorsement or CGL policy.

Is platform host protection enough?

No. DPP requires an operator-level policy or endorsement meeting the $1M threshold.

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