Ewa Gentry STR registrants must provide proof of at least $1,000,000 in commercial general liability insurance or an equivalent homeowner's policy endorsement under ROH Sec. 21-5.730.
Bill 41 added an insurance requirement to Oahu STR registration. Acceptable proof includes a commercial general liability certificate of insurance or a homeowner's policy explicitly endorsed with business liability coverage at the $1M minimum. Policies must remain in force throughout the registration year, and lapses can void registration. Ewa Gentry operators should confirm with carriers that short-term rental use is disclosed; many standard homeowners' policies exclude commercial use, and relying on an inapplicable policy leaves both the operator and DPP record out of compliance. Coverage should extend to guest injuries, property damage, and claims arising from host-supplied amenities.
Failure to maintain valid coverage is grounds for DPP to suspend or revoke STR registration.
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Ewa Gentry, HI
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Ewa Gentry, HI
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Ewa Gentry, HI
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Ewa Gentry, HI
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Ewa Gentry, HI
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