Federal Way vs Kirkland
How do assessment & dues rules compare between Federal Way, WA and Kirkland, WA?
Federal Way and Kirkland have similar restriction levels.
Federal Way, WA
King County
Federal Way HOAs may levy regular and special assessments under RCW 64.90 or 64.38. Unpaid assessments become liens and may be foreclosed after statutory notice and cure periods.
View full Federal Way rules →Kirkland, WA
King County
Kirkland HOA dues, special assessments, and collection procedures follow RCW 64.90, which caps late fees and sets strict lien and foreclosure procedures.
View full Kirkland rules →Key Facts Comparison
| Fact | Federal Way | Kirkland |
|---|---|---|
| Primary Statutes | RCW 64.90 or 64.38 | - |
| Special Assessments | Allowed with procedures | - |
| Lien Super-Priority | Six months under WUCIOA | - |
| Foreclosure | Allowed after notice | - |
| Late Fees | Per statute and CCRs | - |
| Primary statute | - | RCW 64.90 WUCIOA |
| Interest cap | - | 12 percent per year |
| Late fee | - | About 10 percent typical |
| Lien priority | - | 6 months over mortgage |
| Special assessment | - | Member vote typical |
Highlighted rows indicate differences between cities.
Federal Way FAQ
Can my Federal Way HOA foreclose for unpaid dues?
Yes, after recording a lien and providing statutory notice and cure periods under RCW 64.90 or 64.38.
What is lien super-priority?
Under WUCIOA, up to six months of HOA assessments have priority over a first mortgage, letting the HOA recover even if the lender forecloses.
Kirkland FAQ
Can my HOA raise dues without member approval?
Regular annual budget increases can occur if ratified under the declaration process, but special assessments for non-routine projects typically require a member vote.
Can the HOA foreclose for unpaid dues?
Yes under RCW 64.90, but only after proper delinquency notice, opportunity to cure, and judicial process; courts strongly favor payment plans and will not allow foreclosure for trivial amounts without proper process.
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