Assessment & Dues: Folsom vs Galt
How do assessment & dues rules compare between Folsom, CA and Galt, CA?
Folsom and Galt have similar restriction levels.
Folsom, CA
Sacramento County
Davis-Stirling limits annual HOA regular assessment increases to 20% without a member vote, and special assessments to 5% of the prior year's budget without a vote (Civ Code §5605). Late assessments carry statutory interest and collection procedures under Civ Code §5650 et seq.
View full Folsom rules →Galt, CA
Sacramento County
Galt HOA dues follow CC 5600-5740. Annual increases over 20 percent require a member vote; special assessments over 5 percent of budget also need approval. Delinquency triggers liens and possible foreclosure.
View full Galt rules →Key Facts Comparison
| Fact | Folsom | Galt |
|---|---|---|
| Regular Cap | 20%/year without vote (Civ Code §5605) | - |
| Special Cap | 5% without vote | - |
| Late Fee | $10 or 10% (Civ Code §5650) | 10 percent |
| Interest | 12% annual max | 12 percent annual |
| Foreclosure Threshold | $1,800 or 12 months (Civ Code §5720) | - |
| Annual Increase | - | Max 20 percent without vote |
| Special | - | 5 percent cap without vote |
| Foreclosure | - | 1,800 dollars or 12 months |
Highlighted rows indicate differences between cities.
Folsom FAQ
Can my HOA raise dues 30% this year?
Only with a member vote. Without a vote, Civ Code §5605 caps increases at 20%. Special assessments cap at 5% of prior year.
When can my HOA foreclose for unpaid dues?
Only if the delinquency is at least $1,800 in assessments (excluding late fees/interest) or at least 12 months past due, per Civ Code §5720.
Galt FAQ
Can my Galt HOA raise dues 30 percent?
Not without a membership vote. Civil Code 5605 caps annual increases at 20 percent without member approval.
When can the HOA foreclose?
Non-judicial foreclosure requires at least 1,800 dollars delinquent or 12 months past due per Civil Code 5720.
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