Folsom, CA HOA Rules: Assessment & Dues (2026)
Key Facts
- Regular Cap
- 20%/year without vote (Civ Code §5605)
- Special Cap
- 5% without vote
- Late Fee
- $10 or 10% (Civ Code §5650)
- Interest
- 12% annual max
- Foreclosure Threshold
- $1,800 or 12 months (Civ Code §5720)
Summary
Davis-Stirling limits annual HOA regular assessment increases to 20% without a member vote, and special assessments to 5% of the prior year's budget without a vote (Civ Code §5605). Late assessments carry statutory interest and collection procedures under Civ Code §5650 et seq.
5605.
(a) Annual increases in regular assessments for any fiscal year shall not be imposed unless the board has complied with paragraphs (1), (2), (4), (5), (6), (7), and (8) of subdivision (b) of Section 5300 with respect to that fiscal year, or has obtained the approval of a majority of a quorum of members, pursuant to Section 4070, at a member meeting or election.
(b) Notwithstanding more restrictive limitations placed on the board by the governing documents, the board may not impose a regular assessment that is more than 20 percent greater than the regular assessment for the association's preceding fiscal year or impose special assessments which in the aggregate exceed 5 percent of the budgeted gross expenses of the association for that fiscal year without the approval of a majority of a quorum of members, pursuant to Section 4070, at a member meeting or election.
Full Breakdown
Civil Code §5605 caps regular assessment increases at 20% over the prior year and special assessments at 5% of the prior fiscal year's gross expenses without a membership vote (requires majority of a quorum). The board must distribute an annual budget and reserve study (Civ Code §5300) at least 30-90 days before fiscal year end. Delinquent assessments: late fee of up to $10 or 10% of the delinquent amount (whichever greater) per Civ Code §5650, plus 12% annual interest. Collection must follow Civ Code §5660 pre-lien notice and §5673 IDR (Internal Dispute Resolution) process. Recording a lien requires board resolution (Civ Code §5673). Foreclosure requires assessments to be at least $1,800 or 12 months delinquent (Civ Code §5720). Folsom HOAs must provide annual policy statement and assessment schedule.
Violations & Fines
Unauthorized assessment increase over 20%: void; members can challenge in court. Improper lien/foreclosure: rescission and attorney's fees.
Frequently Asked Questions
Can my HOA raise dues 30% this year?
When can my HOA foreclose for unpaid dues?
Sources & Official References
Other rules in Folsom
California rules heatmap·Compare Folsom to another location·View the California hoa rules overview
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