Elk Grove vs Folsom
How do assessment & dues rules compare between Elk Grove, CA and Folsom, CA?
Folsom has fewer restrictions than Elk Grove.
Elk Grove, CA
Sacramento County
Elk Grove HOA assessments are governed by Civil Code §5600-5740. Regular assessments follow the annual budget (Civ Code §5300). Increases above 20% of prior year or special assessments above 5% of gross budgeted expenses require member vote (Civ Code §5605). Delinquent assessments accrue interest at 12% maximum and may be collected via lien and non-judicial foreclosure (Civ Code §5700+) with strict notice requirements.
View full Elk Grove rules →Folsom, CA
Sacramento County
Davis-Stirling limits annual HOA regular assessment increases to 20% without a member vote, and special assessments to 5% of the prior year's budget without a vote (Civ Code §5605). Late assessments carry statutory interest and collection procedures under Civ Code §5650 et seq.
View full Folsom rules →Key Facts Comparison
| Fact | Elk Grove | Folsom |
|---|---|---|
| Statutes | Civ Code §5600-5740 | - |
| Increase Cap | 20% regular, 5% special §5605 | - |
| Late Fee | Max 10% or $10 §5650 | $10 or 10% (Civ Code §5650) |
| Interest | Max 12% annually | 12% annual max |
| Foreclosure Threshold | $1,800 or 12 months §5720 | $1,800 or 12 months (Civ Code §5720) |
| Regular Cap | - | 20%/year without vote (Civ Code §5605) |
| Special Cap | - | 5% without vote |
Highlighted rows indicate differences between cities.
Elk Grove FAQ
Can my HOA raise my assessments 30% in one year?
Only with member approval. Civ Code §5605 caps board-approved increases at 20% of prior year; anything higher requires a vote of a majority of a quorum of members.
Can the HOA foreclose on my home for unpaid dues?
Yes, but only if delinquent assessments exceed $1,800 or are over 12 months past due (Civ Code §5720). Strict notice requirements apply; missing steps invalidate the foreclosure.
Folsom FAQ
Can my HOA raise dues 30% this year?
Only with a member vote. Without a vote, Civ Code §5605 caps increases at 20%. Special assessments cap at 5% of prior year.
When can my HOA foreclose for unpaid dues?
Only if the delinquency is at least $1,800 in assessments (excluding late fees/interest) or at least 12 months past due, per Civ Code §5720.
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