Elk Grove, CA HOA Rules: Assessment & Dues (2026)

Civil Code §5600-5740 governs HOA assessment collection. Key rules: (1) Regular assessments are set by the board based on the annual budget report (Civ Code §5300); (2) Under Civ Code §5605, the board cannot impose regular assessment increases exceeding 20% of the previous year's amount, or special assessments exceeding 5% of current year's gross budgeted expenses, without a majority vote of a quorum of the membership; (3) Emergency assessments are permitted for unforeseen expenses affecting health/safety, court-ordered payments, or necessary repairs to common areas; (4) Delinquent assessments accrue interest up to 12% annually and late fees up to 10% of the amount or $10, whichever is greater (Civ Code §5650); (5) Pre-lien notice required under Civ Code §5660 at least 30 days before recording a lien, including detailed itemization; (6) IDR must be offered per Civ Code §5665; (7) Non-judicial foreclosure under Civ Code §5700+ permitted only if delinquent assessments exceed $1,800 or are over 12 months past due (Civ Code §5720); payment plan option required per Civ Code §5665. Elk Grove's large master-planned communities often have monthly assessments ranging $100-$400 depending on amenities. Special assessments for major repairs (roofs, roads, pools) common in older subdivisions.