HOAs enforce CC&Rs through escalating notices, hearings, and fines subject to Civil Code §5850 due process. Members must receive written notice of alleged violation, 10+ days' notice of a hearing, and opportunity to respond before fines are imposed.
Civil Code §5850 requires HOAs to adopt and distribute a fine schedule, with fines imposed only after: (1) a written notice of alleged violation with opportunity to correct; (2) if uncorrected, written notice of a hearing at least 10 days in advance; (3) a board hearing (may be in executive session) where the member may present evidence; (4) written decision within 15 days. Fines cannot be secured by a lien on the property (Civ Code §5725) and cannot accrue late fees/interest like assessments. Selective enforcement is a defense. HOAs must generally enforce CC&Rs uniformly. Unreasonable, arbitrary, or capricious enforcement may be void. Member appeals follow IDR, then ADR, then court. Folsom master-planned HOAs (Empire Ranch, Broadstone, Russell Ranch) typically have active enforcement for landscaping, parking, and architectural violations.
Improper fine without hearing: void, and homeowner may recover attorney's fees. Selective enforcement: defense to CC&R action.
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