Rancho Cordova, CA HOA Rules: CC&R Enforcement (2026)
Key Facts
- Notice
- At least 10 days per CC 5855
- Hearing Decision
- Within 15 days
- Fine Schedule
- Distribute annually per CC 5310
- Fines Not Lienable
- Per CC 5725
- Defenses
- Selective enforcement, waiver
Summary
HOAs in Rancho Cordova enforce CC&Rs under Davis-Stirling. Before imposing fines or discipline, the board must provide written notice and a hearing under Civil Code 5855, and any monetary penalty schedule must be distributed annually under Civil Code 5310. Selective enforcement and unreasonable restrictions are defenses.
(a) When the board is to meet to consider or impose discipline upon a member, or to impose a monetary charge as a means of reimbursing the association for costs incurred by the association in the repair of damage to the common area and facilities caused by a member or the member’s guest or tenant, the board shall notify the member in writing, by either personal delivery or individual delivery pursuant to Section 4040, at least 10 days prior to the meeting.
Full Breakdown
Civil Code section 5855 requires that before imposing discipline (fines, suspension of privileges), the board provide at least 10 days written notice of the alleged violation and an opportunity to be heard, either in person or in writing. The decision must be communicated in writing within 15 days. Civil Code 5310 requires that the association distribute its schedule of monetary penalties annually with the budget disclosures. Fines must be reasonable in amount; Civil Code 5725 prohibits fines being treated as assessments for lien/foreclosure purposes, which means HOAs cannot foreclose for unpaid fines alone. Members may raise defenses including selective enforcement, waiver, laches, and unreasonableness under Nahrstedt v. Lakeside Village (1994). Enforcement actions for continuing violations must still comply with ADR requirements before litigation.
Violations & Fines
Violations of CC&Rs can result in notice letters, hearings, fines (commonly 50 to 500 dollars per incident), and ultimately lawsuits seeking injunctive relief and attorney fees. Unpaid fines accrue as personal debts but are not lienable.
Frequently Asked Questions
Can my HOA fine me without a hearing?
Can an HOA foreclose on unpaid fines?
Sources & Official References
Other rules in Rancho Cordova
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CC&R Enforcement in Nearby Cities
How other cities in Sacramento County handle cc&r enforcement.