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San Francisco, CA HOA Rules: CC&R Enforcement (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Fine Cap (2025)
$100/violation/day (AB 130)
Hearing Notice
10 days minimum
Cure Period
Required before penalties
Protected Activities
Solar, EV, flags, drought landscaping
Selective Enforcement
Prohibited / valid defense

Summary

California HOA CC&R enforcement is governed by the Davis-Stirling Act. AB 130 (2025) caps fines at $100 per violation. Boards must provide notice, a hearing opportunity, and follow documented procedures. Selective enforcement is prohibited, and certain restrictions on solar, EV charging, and flags are void under state law.

5855. (a) When the board is to meet to consider or impose discipline upon a member, or to impose a monetary charge as a means of reimbursing the association for costs incurred in the repair of damage to the common area and facilities caused by a member or the member's guest or tenant, the board shall notify the member in writing, by either personal delivery or individual delivery pursuant to Section 4040, at least 10 days prior to the meeting. (b) The notification shall contain, at a minimum, the date, time, and place of the meeting, the nature of the alleged violation, and a statement that the member has a right to attend and may address the board at the meeting... (c) A member shall have the opportunity to cure the violation prior to the meeting.

Source: California AB 130 – HOA Fine Cap (2025)View official code

Full Breakdown

San Francisco HOAs enforce CC&Rs under the Davis-Stirling Act framework. Before imposing discipline, the board must provide at least 10 days written notice describing the violation and the right to a hearing (Civil Code 5855). AB 130, effective 2025, dramatically reforms enforcement by capping monetary penalties at $100 per violation per day for most violations. Health and safety violations may exceed the cap if the board documents the specific adverse impact at an open meeting. The board must allow a reasonable cure period before escalating penalties.

flag (Civil Code 4705). Selective enforcement, where the HOA enforces rules against some owners but not others, is a valid defense in enforcement proceedings. The HOA may record a lien for unpaid fines only after following assessment lien procedures.

Violations & Fines

Fines capped at $100/violation/day under AB 130. Health and safety violations may exceed the cap with documented justification. Unauthorized modifications may require restoration at owner's expense. Repeated violations may lead to suspension of common area privileges.

Frequently Asked Questions

How much can my HOA fine me for a CC&R violation?
Under AB 130 (effective 2025), fines are capped at $100 per violation per day. Health and safety violations may exceed this cap only if the board documents the specific adverse impact at an open meeting.
Can my HOA fine me without a hearing?
No. The board must give at least 10 days written notice describing the violation and your right to a hearing before imposing any fine or discipline.

Sources & Official References

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