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San Francisco, CA HOA Rules: Architectural Review (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Response Deadline
60 days or auto-approved
Solar Rights
Civil Code 714 protections
EV Charging
Civil Code 4745 protections
Fine Cap (2025)
$100/violation under AB 130
Standards
Must be written and consistent

Summary

California HOAs may require architectural review for exterior modifications under CC&R provisions. The Davis-Stirling Act requires written standards, consistent application, and a 60-day response deadline. Solar energy systems and electric vehicle charging stations cannot be unreasonably restricted under Civil Code 714 and 4745.

4765. (a) This section applies if the governing documents require association approval before a member may make a physical change to the member's separate interest or to the common area. In reviewing and approving or disapproving a proposed change, the association shall satisfy the following: (1) The association shall provide a fair, reasonable, and expeditious procedure for making its decision... (2) A decision on a proposed change shall be made in good faith and may not be unreasonable, arbitrary, or capricious. (4) A decision on a proposed change shall be in writing. If a proposed change is disapproved, the written decision shall include both an explanation and a description of the procedure for reconsideration.

Source: Davis-Stirling Act – Architectural ReviewView official code

Full Breakdown

San Francisco HOAs with architectural review committees (ARCs) must follow Davis-Stirling Act requirements. Written architectural guidelines must be made available to all members. The ARC must apply standards consistently and cannot arbitrarily deny requests. Under Civil Code Section 4765, the HOA must respond to an architectural application within 60 days or the request is deemed approved. Solar energy systems are protected under Civil Code 714 (the Solar Rights Act), which prohibits unreasonable restrictions that increase cost by more than $1,000 or decrease efficiency by more than 10%. Civil Code 4745 similarly protects EV charging station installations. San Francisco's local Planning Code (Article 1.2, Section 311) may also require city planning review for exterior alterations in historic districts, creating dual review layers for some properties. Homeowners must comply with both HOA and city requirements.

Violations & Fines

Unauthorized modifications may result in fines up to $100 per violation per day under AB 130 (2025). The HOA may require removal of non-conforming work. Disputes may be submitted to internal dispute resolution (Civil Code 5900) before litigation.

Frequently Asked Questions

What happens if the HOA doesn't respond to my architectural request?
Under Civil Code 4765, if the HOA fails to respond within 60 days, the request is deemed approved.
Can my San Francisco HOA block solar panel installation?
No. Civil Code 714 (Solar Rights Act) prohibits HOA restrictions that increase solar system cost by more than $1,000 or reduce efficiency by more than 10%.

Sources & Official References

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