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Folsom, CA HOA Rules: Dispute Resolution (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified April 2026

Key Facts

IDR
Free internal process (Civ Code §5900)
ADR
Pre-lawsuit mediation (Civ Code §5925)
Small Claims
Exempt from ADR requirement
Certificate
Required for most HOA suits

Summary

Davis-Stirling requires HOAs to offer Internal Dispute Resolution (IDR, Civ Code §5900) and Alternative Dispute Resolution (ADR, Civ Code §5925) before most lawsuits. IDR is free and member-initiated; ADR is pre-litigation mediation.

5900.

(a) This article applies to a dispute between an association and a member involving their rights, duties, or liabilities under this act, under the Nonprofit Mutual Benefit Corporation Law (Part 3 (commencing with Section 7110) of Division 2 of Title 1 of the Corporations Code), or under the governing documents of the common interest development or association.

(b) This article supplements, and does not replace, Article 3 (commencing with Section 5925), relating to alternative dispute resolution as a prerequisite to an enforcement action. (Added by Stats. 2012, Ch. 180, Sec. 2. (AB 805) Effective January 1, 2013. Operative January 1, 2014, by Sec. 3 of Ch. 180.)

Source: Civ Code §5900 IDRView official code

Full Breakdown

Civil Code §5900-5920 establishes Internal Dispute Resolution (IDR): every HOA must have a written procedure for members to meet with the board or a board-designated representative to resolve disputes at no charge. The process is informal and non-binding. Civil Code §5925-5965 (Alternative Dispute Resolution, ADR) requires that before an HOA or member may file a lawsuit for enforcement of governing documents, one party must serve a Request for Resolution, and both parties must participate in mediation or arbitration if the other party accepts. Failure to offer ADR can result in the case being stayed. At the end of ADR, if no resolution, a Certificate of Completion is filed with the complaint. Specific exclusions: foreclosure actions, small claims court, cross-complaints. Enforcement actions for assessment collection follow separate Civ Code §5660 pre-lien dispute process.

Frequently Asked Questions

Can I sue my Folsom HOA without going through IDR?
For most disputes, you must offer ADR first (Civ Code §5925). Small claims actions are exempt. IDR is offered by the HOA but is voluntary.
Who pays for ADR mediation?
Typically split equally between HOA and homeowner, unless the governing documents specify otherwise.

Sources & Official References

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