Occupancy Limits: Fort Collins vs Loveland

How many guests can stay in my short-term rental?

Typically 2 guests per bedroom plus 2 additional guests. Check Fort Collins municipal code for exact limits.

What happens if guests exceed the occupancy limit?

The host is responsible. Violations can result in fines and potential permit revocation in Fort Collins.

How many guests can stay at a Loveland Airbnb or VRBO?

Loveland does not codify a short-term-rental-specific occupancy cap. There is no per-bedroom guest ratio (such as 'two per bedroom plus two') and no absolute maximum guest count for STR use specifically. Occupancy is governed by the adopted residential building code (LMC Title 15) and the dwelling's certificate of occupancy on the same terms as long-term residential occupancy. Operators set their own marketed guest count based on the dwelling's beds and general life-safety capacity.

Does a Loveland STR with more than five bedrooms need a sprinkler system?

Not under any STR-specific rule. Loveland has not adopted an STR ordinance imposing a sprinkler-system threshold tied to bedroom count. Sprinkler requirements for residential dwellings are governed by the underlying adopted building code at the time of construction - a sprinkler system may have been required when the dwelling was built (under residential code provisions for larger or higher-risk structures), but no STR-specific sprinkler retrofit obligation is triggered by short-term rental use.

Can I be cited for renting a basement bedroom in my Loveland STR?

Not for STR use per se, but you can be cited for violations of the adopted residential building code if the basement bedroom does not have a permitted finish, lacks an egress window meeting code minimums, lacks a smoke detector, or otherwise fails the life-safety baseline. Those code provisions apply to all residential occupancies regardless of whether the dwelling is rented short-term, and they are enforceable by Loveland's building official. Unpermitted basement finishes used as rented sleeping space are a frequent enforcement target.