Registration Rules: Fort Collins vs Loveland

How do I register my short-term rental with the City of Loveland?

Loveland's STR registration is a tax registration. Apply for a City of Loveland Sales and Use Tax license under LMC Chapter 3.16 through the city Finance Department's Sales Tax Division (online or by paper form). The license covers both the 3% city sales tax and 3% city Lodging Tax accounts. Independently register with the Colorado Department of Revenue for a state sales tax license (Form CR 0100). There is no separate STR application with the Planning Division, no inspection, no proof-of-insurance filing, and no annual STR-program renewal because Loveland has no dedicated STR license.

Does Loveland inspect my STR before allowing me to operate?

No. Loveland does not have an STR-specific inspection program. The dwelling must continue to satisfy the adopted residential building code (LMC Title 15) and its existing certificate of occupancy, but no STR-specific inspection is triggered by short-term rental use itself. Building-code or fire-life-safety enforcement may occur in response to a specific complaint (egress window blocked, smoke detector absent, unpermitted basement bedroom) but is not a pre-operation inspection.

How often do I need to renew my Loveland STR registration?

There is no annual STR-program renewal because Loveland has no STR license. The City of Loveland Sales and Use Tax license is the only city registration required and is not subject to annual re-application as long as the operator remains in good standing and files returns. The ongoing obligation is timely filing of sales and Lodging Tax returns on the city's schedule (monthly, quarterly, or annually depending on tax volume). The Colorado DOR state sales tax license is similarly maintained through ongoing return filings rather than annual re-registration.