Fort Worth vs Haltom City

Can my HOA foreclose on my home for unpaid dues?

Yes, but only under strict conditions. TX Property Code Sec. 209.009 prohibits foreclosure if the lien consists solely of fines or attorney fees. The HOA must first send certified notice, offer a payment plan, and provide a hearing opportunity. Foreclosure is a last resort after all statutory prerequisites are met.

Can the HOA deny me a payment plan?

Only if you defaulted on a previous payment plan within the last two years. Otherwise, the HOA must offer a plan allowing repayment over at least 3 months under TX Property Code Sec. 209.0062.

Can my Haltom City HOA foreclose on my home for unpaid dues?

Yes, but only through judicial foreclosure with court oversight under Texas Property Code Section 209.0092 (effective 2021). The HOA must give notice, opportunity to cure, and secure a court order. Non-judicial foreclosure by HOAs is prohibited in Texas.

Can I set up a payment plan for my Haltom City HOA assessments?

Yes. Under Texas Property Code Section 209.0062 you have the right to request a payment plan of 3 to 18 months for delinquent assessments, as long as you have not previously defaulted on a plan in the prior 2 years. Submit your request in writing.

How much can my Haltom City HOA charge in late fees?

Texas law does not cap HOA late fees but they must be reasonable and authorized by the declaration. Late fees plus interest under the Texas usury limits (18 percent annual equivalent in most cases). Collection attorney fees must also be reasonable under Section 209.0063.