Haltom City, TX HOA Rules: Assessment & Dues (2026)

HOA assessments in Haltom City are authorized by the recorded declaration of covenants, conditions, and restrictions (CCRs) and governed by Texas Property Code Chapter 209. Regular assessments (annual or periodic dues) fund operations, reserves, and common area maintenance. Special assessments are levied for extraordinary expenses (major repairs, insurance deductibles, litigation) and typically require owner approval per the declaration or bylaws. Texas law does not cap HOA assessment increases but requires increases to comply with the declaration. Unpaid assessments become a lien on the owner lot under the declaration, and late fees, interest, and collection costs may be added per Chapter 209. Section 209.0063 establishes the order of application for partial payments: assessments first, then late fees, then interest, then attorney fees and costs (unless the owner specifies otherwise in writing). Foreclosure of an HOA lien in Texas underwent major reform in 2021 through HB 114. Under Section 209.0092, HOAs may only foreclose through a court-ordered judicial foreclosure process, not through non-judicial power of sale. This gives owners significantly more protection. Before foreclosure, the HOA must send a notice of delinquency, allow opportunity to cure, and provide a written accounting. Section 209.0062 requires HOAs to offer a payment plan of at least 3 months (up to 18 months) to owners who request one in writing, as long as the owner has not previously defaulted on a plan in the past 2 years. Priority of HOA liens is set by the declaration but generally subordinate to first mortgages. Texas Tax Code 32.01 property tax liens have super-priority and the HOA cannot foreclose first. Collection attorneys must comply with the federal Fair Debt Collection Practices Act and Texas Debt Collection Act.