Haltom City vs Keller

Can my Haltom City HOA foreclose on my home for unpaid dues?

Yes, but only through judicial foreclosure with court oversight under Texas Property Code Section 209.0092 (effective 2021). The HOA must give notice, opportunity to cure, and secure a court order. Non-judicial foreclosure by HOAs is prohibited in Texas.

Can I set up a payment plan for my Haltom City HOA assessments?

Yes. Under Texas Property Code Section 209.0062 you have the right to request a payment plan of 3 to 18 months for delinquent assessments, as long as you have not previously defaulted on a plan in the prior 2 years. Submit your request in writing.

How much can my Haltom City HOA charge in late fees?

Texas law does not cap HOA late fees but they must be reasonable and authorized by the declaration. Late fees plus interest under the Texas usury limits (18 percent annual equivalent in most cases). Collection attorney fees must also be reasonable under Section 209.0063.

Can my Keller HOA foreclose on my home?

Yes, but only after strict procedural steps in Texas Property Code 209 including written default notice, a 60-day cure period, a required payment plan offer, and court authorization under Rule 736. Do not ignore HOA delinquency notices.

Are HOA late fees limited?

Texas Property Code does not cap late fees specifically, but fees must be reasonable and in line with the amount authorized in the CCRs. Excessive fees may be challenged under Chapter 209 and common-law reasonableness.