ADU Owner Occupancy: Frisco vs McKinney
How do adu owner occupancy rules compare between Frisco, TX and McKinney, TX?
Frisco and McKinney have similar restriction levels.
Frisco, TX
Collin County
Frisco's single-family residential zoning effectively requires owner-occupancy of any accessory unit by limiting each lot to one dwelling unit. An accessory guest house or servant's quarters cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a recorded SUP condition. Texas has not preempted local owner-occupancy conditions.
View full Frisco rules →McKinney, TX
Collin County
McKinney's single-family residential zoning effectively requires owner-occupancy by limiting each lot to one dwelling unit. The accessory guest house cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a recorded SUP condition. Texas has not preempted local owner-occupancy conditions.
View full McKinney rules →Key Facts Comparison
| Fact | Frisco | McKinney |
|---|---|---|
| Effective Requirement | Yes - one unit per lot | Yes - one unit per lot |
| Authority | Frisco SF zoning districts | McKinney RS zoning districts |
| Where SUP Granted | Owner-occupancy typically required | Owner-occupancy typically required |
| Deed Restriction | Recorded with County Clerk | Recorded with Collin County Clerk |
| Both Units Rented | Prohibited in SF districts | Prohibited in SF districts |
| Homestead Evidence | TX Tax Code §11.13 | - |
Highlighted rows indicate differences between cities.
Frisco FAQ
Does Frisco require owner occupancy?
Effectively yes. Frisco's single-family zoning permits only one dwelling unit per lot. An accessory guest house cannot be rented as a separate household. Where a Specific Use Permit has authorized a true second unit, owner-occupancy is typically a recorded SUP condition with a deed restriction filed at the Collin County (or Denton County) Clerk.
Can I rent my guest house to a non-family tenant?
No, not as a separate household in single-family zoning. The accessory structure must be incidental to the main dwelling. Renting it as an independent unit is treated as an unauthorized second dwelling and a Frisco Zoning Ordinance violation enforced by Code Enforcement with fines up to $500 per day under TX LGC §54.001.
McKinney FAQ
Does McKinney require owner occupancy?
Effectively yes. McKinney's single-family zoning permits only one dwelling unit per lot. An accessory guest house cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a recorded SUP condition tied to the property by deed restriction.
Can I rent my guest house to a non-family tenant?
No, not as a separate household in single-family zoning. The accessory structure must be incidental to the main dwelling. Renting it as an independent unit is treated as an unauthorized second dwelling and a McKinney Zoning Ordinance violation enforced by Code Services with fines up to $500 per day.
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