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🏗️ Accessory Structures/ADU Owner Occupancy

ADU Owner Occupancy: Frisco vs Plano

How do adu owner occupancy rules compare between Frisco, TX and Plano, TX?

Frisco and Plano have similar restriction levels.

Frisco, TX

Collin County

Heavy Restrictions

Frisco's single-family residential zoning effectively requires owner-occupancy of any accessory unit by limiting each lot to one dwelling unit. An accessory guest house or servant's quarters cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a recorded SUP condition. Texas has not preempted local owner-occupancy conditions.

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Plano, TX

Collin County

Heavy Restrictions

Plano's single-family residential zoning effectively requires owner-occupancy of accessory units by limiting each lot to one dwelling unit. The accessory guest house or servant's quarters cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a condition. Texas has not preempted local owner-occupancy conditions.

View full Plano rules →

Key Facts Comparison

FactFriscoPlano
Effective RequirementYes - one unit per lotYes - one unit per lot
AuthorityFrisco SF zoning districtsPlano SF zoning districts
Where SUP GrantedOwner-occupancy typically requiredOwner-occupancy typically required
Deed RestrictionRecorded with County ClerkRecorded with Collin County Clerk
Both Units RentedProhibited in SF districtsProhibited in SF districts
Homestead EvidenceTX Tax Code §11.13-

Highlighted rows indicate differences between cities.

Frisco FAQ

Does Frisco require owner occupancy?

Effectively yes. Frisco's single-family zoning permits only one dwelling unit per lot. An accessory guest house cannot be rented as a separate household. Where a Specific Use Permit has authorized a true second unit, owner-occupancy is typically a recorded SUP condition with a deed restriction filed at the Collin County (or Denton County) Clerk.

Can I rent my guest house to a non-family tenant?

No, not as a separate household in single-family zoning. The accessory structure must be incidental to the main dwelling. Renting it as an independent unit is treated as an unauthorized second dwelling and a Frisco Zoning Ordinance violation enforced by Code Enforcement with fines up to $500 per day under TX LGC §54.001.

Plano FAQ

Does Plano require owner occupancy?

Effectively yes. Plano's single-family zoning permits only one dwelling unit per lot. An accessory guest house cannot be rented as a separate household. Where a Specific Use Permit allows a true second unit, owner-occupancy is typically a recorded SUP condition.

Can I rent my guest house to a non-family tenant?

No, not as a separate household in single-family zoning. The accessory structure must be incidental to the main dwelling. Renting it as an independent unit is treated as an unauthorized second dwelling and a Plano Zoning Ordinance violation enforced by Code Compliance.

Can an LLC own a Plano property with an ADU?

LLC ownership is allowed but complicates owner-occupancy where required. The Specific Use Permit typically requires the principal member or trustee residing on-site to personally satisfy the residency test. Reviewed case-by-case by the Planning & Zoning Commission.

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