Insurance Requirements: Glen Burnie vs Pasadena

How much liability insurance do I need to run a Glen Burnie short-term rental?

Anne Arundel County requires at least $1,000,000 in commercial liability coverage for every registered short-term residential rental, with proof submitted at registration.

Does my homeowners policy or Airbnb host protection cover the requirement?

Generally no on its own. Standard homeowners policies exclude transient commercial use, and platform host protection is supplemental. The county requires a $1,000,000 commercial liability certificate or declaration page in the host's name.

What proof of insurance does Anne Arundel County accept?

A certificate of insurance or a policy declaration page showing at least $1,000,000 in commercial liability coverage for the registered dwelling unit. Both must be current at the time of registration and renewal.

Who enforces insurance requirements rules in Anne Arundel County?

Anne Arundel County's code enforcement division is responsible for short term-rentals ordinances. You can report violations or request information through the Anne Arundel County government website or by calling the main municipal line.

What are typical penalties for violating insurance requirements rules?

Most Anne Arundel County short term-rentals violations start with a written warning followed by escalating civil fines for repeat offenses. Specific dollar amounts and any criminal-misdemeanor exposure depend on the section of code; consult Anne Arundel County's municipal code or staff for the current penalty schedule.